Zotsatsa
Kugulitsa nyumba kungakhale chochitika chofunika kwambiri pa moyo wa zachuma wa munthu aliyense. Kuphatikiza pa nkhani zamalamulo ndi za zikalata zokhudzana ndi malondawo, n’kofunika kumvetsa momwe mungalengezere kugulitsa kumeneku mu Msonkho wa Ndalama.
Komanso, kulengeza molondola kungathandize kupewa mavuto amtsogolo ndi Receita Federal ndiponso kutsimikizira kulipidwa moyenera kwa misonkho yonse kapena kugwiritsa ntchito zololedwa za kusalipira msonkho.
Zotsatsa
Njira Zolengezera Kugulitsa Nyumba
Kulengeza kugulitsa nyumba mu Msonkho wa Ndalama kumaphatikizapo njira zingapo zatsatanetsatane zomwe ziyenera kutsatidwa mosamala.
Choncho, sitepe yoyamba ndi kuwerengera phindu la likulu, lomwe ndi kusiyana kwabwino pakati pa mtengo wogulitsa nyumbayo ndi mtengo wake wogulira. Mtengo wogulira ungaphatikizepo mtengo woyambirira wogula, komanso ndalama zokonzera ndi kukonza bwino nyumbayo, bola ngati zalembedwa ndi zikalata zoyenera.
Komabe, mutatha kuwerengera phindu la likulu, lembani pulogalamu ya Phindu la Likulu (GCAP), yoperekedwa ndi Receita Federal. Pulogalamuyi imathandiza kuwerengera msonkho woyenera kulipidwa pa phindu la likulu komanso kupanga Chikalata cha Kutolera Ndalama za Boma (DARF) kuti mulipire.
Lipirani msonkho wa phindu la likulu pofika tsiku lomaliza la ntchito la mwezi wotsatira mwezi umene munagulitsa, ndi chiŵerengero cha msonkho chomwe chimasiyana pakati pa 15% ndi 22,5%, kutengera kuchuluka kwa phindu.
M’chaka chotsatira kugulitsa, pa nthawi yolemba chilengezo cha pachaka cha Msonkho wa Ndalama, lowetsani deta ya GCAP mu pulogalamu yolembera chilengezo. Izi zimatsimikizira kuti mwapereka molondola zidziwitso zonse zokhudza kugulitsa nyumbayo kwa Receita Federal.
Kuchotsedwa ndi Kuchepetsedwa kwa Msonkho wa Ndalama
Pali zochitika zina zomwe wokhometsa msonkho angamasulidwe kulipira msonkho wa phindu la likulu kapena kukhala ndi ufulu wochepetsedwa msonkho:
Kumasulidwa pa Kugulitsa Nyumba Yokhalamo, Ngati wokhometsa msonkho agwiritsa ntchito ndalama zomwe wapeza pogulitsa kugula nyumba ina yokhalamo pasanathe masiku 180, angamasulidwe kulipira msonkho wa phindu la likulu. Kumasulidwa kumeneku kungagwiritsidwe ntchito kamodzi kokha pa zaka zisanu zilizonse.
Kuchepetsa Kwapang’onopang’ono, Nyumba ndi malo zogulidwa chaka cha 1988 chisanafike zimachepetsedwa pa kuwerengera msonkho womwe uyenera kulipidwa, ndipo kuchepetsaku kumadalira chaka chomwe zinagulidwa.
Kumasulidwa Kutengera Mtengo Wogulitsa, Nyumba ndi malo zogulitsidwa pa mtengo wofanana kapena wochepera R$ 440 zikwi zitha kumasulidwanso ku msonkho wa phindu la likulu, malinga ngati wogulitsa sanagulitse nyumba kapena malo ena m’zaka zisanu zapitazi.
Zikalata Zofunikira
Kuti mupewe mavuto ndi Receita Federal, sungani zikalata zokonzedwa bwino komanso zokwanira. Zina mwa zikalata zofunika ndi:
- Mapangano ogula ndi kugulitsa;
- Umboni wa malipiro;
- Ma invoice a ntchito zokonza kapena kukonza bwino zomwe zachitika panyumbayo;
- Malisiti ndi zikalata zotsimikizira kulipira misonkho.
Msonkho wa Ndalama: udindo wa misonkho
Kugulitsa nyumba kapena malo kumabweretsa udindo wa misonkho wambiri womwe muyenera kukwaniritsa kuti mupewe zovuta mtsogolo.
Kuphatikizanso, kulengeza molondola kugulitsa mu Msonkho wa Ndalama, kuwerengera phindu la likulu, kumvetsetsa kumasulidwa komwe kulipo komanso kusunga zikalata zonse mwadongosolo ndi njira zofunika kuti mutsimikizire kuti malondawo akuyenda bwino komanso akutsatira malamulo a misonkho a ku Brazil.
Zotsatsa
Chithunzi: Kubwerezedwanso/Intaneti.
