Zotsatsa
Wogwira ntchito aliyense adzakhala ndi ndalama zosiyana mu FGTS; mvetsetsani momwe zimapangidwira ndi kudziwa momwe mungayang'anire.
Caixa Econômica Federal (CEF) imayang'anira akaunti ya Fundo de Garantia por Tempo de Serviço (FGTS), momwe ndalama zimayikidwa mwezi uliwonse. Ndalama zomwe zimayikidwa zimasiyana kutengera malipiro a wogwira ntchito ndi mtundu wa mgwirizano womwe wasainidwa.
Choncho, ophunzira pantchito amayikidwa 2% ya malipiro awo mu akaunti ya FGTS. Komano, ogwira ntchito ambiri amayikidwa 8% ya malipiro awo a mwezi uliwonse. Ndikofunikira kumvetsetsa kuti ndalamazi sizichotsedwa pa payslip yanu.
Choncho, ngati wophunzira pantchito amalandira R$ 1.320, akaunti yake ya FGTS idzawonjezeka ndi R$ 26,40 mwezi uliwonse. Kwa ogwira ntchito ena, malipiro amenewa amabweretsa ngongole ya R$ 105,60 ku thumba lachitsimikizo.
Ndalama za mu FGTS zimasinthidwa pazachuma
Werenganinso: Bolsa Família: Njira zatsopano za ngongole zopezeka kudzera mu Caixa Tem
Mutha kuyang'ana ndalama za mu FGTS pogwiritsa ntchito pulogalamu yomwe ilipo pa Android ndi iOS. Kuti mumvetsetse ndalama zomwe mwasonkhanitsa, kuyang'ana zitsanzo kungakhale kothandiza. Tiyeni tiganizire malipiro a R$ 1.320.
M’chaka chimodzi, wophunzira adzakhala wasonkhanitsa R$ 316,80, pomwe antchito ena adzakhala asonkhanitsa R$ 1.267,20 mu thumba. Komabe, ndikofunikira kuzindikira kuti pali kusintha kwachuma kwapachaka kwa 3%, kotchedwa Taxa Referencial (TR).
Choncho, kuyang’ana ndalama zomwe zilipo n’kofunikira kuti mutsimikizire kulondola kwa ndalamazo, poganizira masiku osiyanasiyana olipirira ndi kusintha kwachuma. Ndipo FGTS ingagwiritsidwe ntchito bwanji?
Njira zomwe Fundo de Garantia do Tempo de Serviço ingagwiritsidwire ntchito?
Werenganinso: Dziwani zonse zokhudza Valores a Receber
Cholinga cha FGTS ndi kupereka chithandizo cha zachuma kwa wantchito, choncho pali nthawi zina zochepa zomwe munthu angachotse ndalama. Nthawi zambiri, kuchotsaku kumachitika pa zochitika zadzidzidzi, monga kuchotsa ndalama chifukwa cha matenda aakulu.
Kuchotsa ndalama chifukwa cha kuthetsedwa kwa mgwirizano wa ntchito ndi masoka ndi zitsanzo zinanso za zochitikazi. Kuphatikizanso apo, njira monga kuchotsa ndalama pa tsiku lobadwa, kuchotsa ndalama m’maakaunti osagwiritsidwa ntchito okhala ndi mpaka R$ 80, ndi kupuma pantchito zilipo. Pomaliza, Fundo de Garantia do Tempo de Serviço imagwiranso ntchito ngati chithandizo cha ngongole za nyumba zoyendetsedwa ndi CEF.
