Zotsatsa
Pa nthawi ya mavuto azachuma, anthu ambiri amafunafuna njira zochepetsera katundu wa bajeti. Njira imodzi yomwe imapezeka ndi ngongole yogwiritsa ntchito FGTS (Fundo de Garantia do Tempo de Serviço) ngati chitsimikizo. Koma kodi njirayi ndi yopindulitsadi? Tiyeni tifufuze zabwino ndi zoyipa zake kuti tikuthandizeni kupanga chisankho chodziwa bwino.
FGTS, yomwe imasonkhanitsidwa pa moyo wonse wa ntchito, ingakhale chipulumutso pa nthawi zovuta. Choncho, mtundu wa ngongole womwe umagwiritsa ntchito FGTS ngati chitsimikizo umaonekera chifukwa chopereka chiwongola dzanja chotsika poyerekeza ndi mizere ina ya ngongole. Izi zimachitika chifukwa chiopsezo kwa bungwe lazachuma chimakhala chochepa, popeza ndalama za FGTS za wogwira ntchito zimakhala ngati chitetezo cholipirira ngongoleyo.
Zotsatsa
Onani Zambiri: Kalendala ya malipiro a INSS. Onani
Kodi ngongole yokhala ndi FGTS imagwira ntchito bwanji?
Kuti mupeze mzerewu wa ngongole, choyamba muyenera kulowa mu saque-aniversário a FGTS. Kusankha kumeneku kumakupatsani mwayi wochotsa gawo lina la ndalama za FGTS chaka chilichonse, m'mwezi wa tsiku lanu lobadwa. Komabe, ndikofunikira kudziwa kuti mukasankha kuchotsa patsiku lobadwa, mumataya ufulu wochotsa ndalama zonse mukachotsedwa ntchito, womwe ndi kuchotsa ndalama zonse za thumba mukachotsedwa ntchito popanda chifukwa chomveka.
Mfundo zofunika kuziganizira
Musanapange chisankho, ndikofunikira kuganizira mfundo zina. Choyamba, yesani kufunikira kwanu kwenikweni kwa ngongole komanso ngati njira zina zingakhale zoyenera kwambiri. Choncho, kumbukirani kuti mukamagwiritsa ntchito FGTS ngati chikole, mudzakhala mukugwiritsa ntchito chuma chomwe chingakhale chothandiza pazochitika zina, monga kugula nyumba yanu kapena pakachitika ngozi pambuyo potaya ntchito.
Ngongole yogwiritsa ntchito FGTS ikhoza kukhala njira yabwino kwa anthu omwe akufuna chiwongola dzanja chotsika ndipo ali otsimikiza kuti sadzafunika thumbalo pazifukwa zina posachedwa. Komabe, ndikofunikira kuunika mosamala momwe ndalama zanu zilili komanso kuganizira njira zonse zomwe zilipo musanapange chisankho.
