Kodi mungalandire bwanji phindu la INSS osaperekapo ndalama?

Kulandira phindu la INSS (Instituto Nacional do Seguro Social) ndi chinthu chofala kwa anthu amene anaperekapo ndalama pa nthawi yonse ya ntchito zawo, zomwe zimatsimikizira bata la zachuma akapuma pantchito. Komabe, anthu ambiri angapezeke ali mumkhalidwe woti sanaperekapo ndalama ku INSS, mwina chifukwa cha mavuto azachuma kapena zifukwa zina. Nkhani yabwino ndi yakuti, ngakhale osaperekapo ndalama, anthu ena ali ndi ufulu wolandira BPC (Benefício de Prestação Continuada).

Ndani ali ndi ufulu wolandira phindu la INSS?

BPC ndi phindu lothandizira anthu lomwe limalipidwa ndi INSS ndipo limaperekedwa kwa magulu awiri a opindula:

1. Okalamba azaka 65 kapena kuposerapo: Kuti munthu wachikulire akhale ndi ufulu wolandira BPC, ayenera kutsimikizira kuti ali ndi zaka zosachepera 65. Sikofunikira kuti akhale anaperekapo ndalama ku INSS, koma n’kofunika kutsimikizira kuti ali ndi ndalama zochepa, kutanthauza kuti ndalama za munthu aliyense m’banjamo ndi zosakwana gawo limodzi mwa anayi la malipiro ochepa omwe akugwira ntchito panopa.
2. Anthu olumala a msinkhu uliwonse: Anthu olumala nawonso angalandire BPC, mosasamala za msinkhu wawo. Mofanana ndi okalamba, ayenera kutsimikizira kuti ali ndi ndalama zochepa.

Malamulo ndi ndalama za BPC

Mtengo wa BPC umagwirizana ndi malipiro ochepa omwe akugwira ntchito. Pakali pano, malipiro ochepa ku Brazil ndi R$ 1.320,00. Choncho, uwu ndi mtengo wa phindu. Ndikofunika kunena kuti BPC sapereka ufulu wa malipiro a 13º ndipo siyisiya penshoni ya imfa.

Kuphatikizanso, kuti munthu alandire phinduli, ayenera kukwaniritsa zofunikira zina:

• Kutsimikizira zaka zosachepera 65 (kwa okalamba) kapena kukhala munthu wolumala;
• Kukhala ndi ndalama za munthu aliyense m’banja zosakwana 1/4 ya malipiro ochepa;
• Kusalandira phindu lina lililonse la chitetezo cha anthu kapena thandizo, monga penshoni ya ukalamba, penshoni ya imfa, thandizo la matenda, ndi zina;
• Kukhala nzika ya ku Brazil kapena kukhala m’dzikolo ndi kukhala ndi cholinga chokhalamo kwamuyaya.

Kodi mungapemphe bwanji BPC?

Kuti apemphe BPC, wokhudzidwayo ayenera kukonza nthawi yopita ku ofesi ya INSS kapena kulowa patsamba lovomerezeka kuti apereke pempho pa intaneti. Choncho, ayenera kupereka zikalata zotsimikizira zaka, kukhala munthu wolumala komanso kukhala ndi ndalama zochepa, monga RG, CPF, umboni wa komwe amakhala, ndi zina.

Chithunzi: Unsplash/Eduardo Soares