Zotsatsa
Kupeza kuwonjezeredwa kwa malire a kirediti kadi ndi cholinga chodziwika pakati pa ogwiritsa ntchito ambiri. Kumvetsetsa ndondomekoyi ndi njira zomwe zingakulitse mwayi wanu n’kofunika kwambiri. Choyamba, ndikofunika kudziwa kuti mabungwe azachuma amagwiritsa ntchito ma aligorivimu pofufuza mbiri ya kirediti ya kasitomala aliyense. Ma aligorivimuwa amaganizira zinthu zosiyanasiyana, monga machitidwe a kagwiritsidwe ntchito ka ndalama, mbiri ya kirediti ndi deta yakunja, kuphatikizapo score ya kirediti.
Chinthu chofunika kwambiri n’chakuti mbiri yogawa malipiro a mabilu kukhala magawo ingatanthauzidwe ngati kusakhazikika kwachuma, zomwe zingakhudze molakwika kuperekedwa kwa malire akulu. Kumbali ina, njira monga kulipira mabilu pasadakhale, kusunga deta yanu ili yosinthidwa mu pulogalamu ndi kugwiritsa ntchito kirediti mwanzeru zingathandize mbiri yanu yazachuma ndi kuwonjezera mwayi wopeza malire akulu.
Onani Zambiri: Malipiro a Banja, ndi chiyani ndipo mungalandire bwanji?
Zinthu zomwe zimaganiziridwa powonjezera malire a kirediti kadi
Mabanki ndi mabungwe azachuma amawunika mfundo zosiyanasiyana akaganizira zokweza malire a ngongole. Chiwerengero cha ngongole, chomwe chimasonyeza mwayi wochedwa kulipira, ndi chimodzi mwa zinthu zazikulu. Kuphatikizanso, banki imasanthula machitidwe a kagwiritsidwe ntchito ka ndalama komanso momwe kasitomala amagwiritsira ntchito khadi. Choncho, mbiri yabwino yolipira komanso kugwiritsa ntchito khadi mosamala ndi zinthu zomwe zingakuthandizeni.
Malangizo othandiza kukulitsa mwayi wanu
Kuti muwonjezere mwayi woti malire anu awonjezedwe, pali machitidwe ena omwe amalimbikitsidwa. Kulipira ngongole zanu pasadakhale, kusunga zambiri zanu zaumwini zikusinthidwa mu pulogalamu ya banki komanso kugwiritsa ntchito ngongole mwanzeru ndi zinthu zomwe zingakhudze bwino. Kuphatikizanso, kutsatira masiku a kuwunikanso malire komwe kukubwera mu pulogalamu ya banki kungakuthandizeni kumvetsa bwino njirayi komanso kukonzekera zopempha zanu zokweza malire.
Kuwonjezera malire a kirediti kadi kumafuna kumvetsetsa momwe mabanki amawunikira mbiri yanu ya kirediti komanso kutsatira machitidwe abwino azachuma. Choncho, potsatira malangizowa, mungawonjezere mwayi wanu wopeza malire apamwamba komanso kugwiritsa ntchito bwino maubwino a kirediti kadi yanu.
