Zotsatsa
Kuyambira Lachisanu likudzali, 7 Julayi 2023, Caixa Econômica Federal ikuyambitsa gawo latsopano la ndalama zogulira nyumba kudzera mu pulogalamu ya Minha Casa, Minha Vida. Nkhani yodabwitsa ndi yakuti mtengo wapamwamba wa nyumba zoyenerera wakwera kufika pa R$ 350 zikwi.
M’mbuyomu, malire a mtengowo anali R$ 264 zikwi. Kusinthaku kwakukulu kukufuna kupereka mwayi wochuluka kwa mabanja a magulu osiyanasiyana a ndalama kuti agule nyumba yoyenera komanso yabwino.
Kuphatikizanso, malamulo omwe akhazikitsidwa posachedwapa okhudza zomangamanga tsopano amasiyana malinga ndi kukula kwa boma la m’deralo, lingaliro latsopano lomwe likubweretsa kuphatikizidwa kochulukirapo.
Mfundo ina yofunika kwambiri pakusintha kwa Minha Casa, Minha Vida ndi kukonzanso koonekera kwa mitengo ndi malire, gawo lofunika kwambiri pa kupita patsogolo kwa pulogalamuyi.
Magawo onse a pulogalamuyi awonjezeredwa mitengo yawo, kupereka mwayi wochuluka kwa opindula kuti apeze nyumba.
Kuphatikiza apo, malire a chithandizo cha FGTS nawonso akwezedwa, kuchoka pa R$ 47,5 zikwi kufika pa mtengo wodabwitsa wa R$ 55 zikwi.
Pamapeto pake, mukufuna kudziwa zonse zokhudza mwayi wodabwitsawu wokhala ndi nyumba yanu pa mikhalidwe yosavuta? Takukonzerani chidule chokwanira chokhudza izi m’lemba lino! Choncho, pitirizani kuwerenga.
Zowonjezera za Minha Casa, Minha Vida
Monga tanenera kale, magulu onse a pulogalamu ya Minha Casa, Minha Vida awonjezedwa, ndipo pakadali chiyembekezo cha zosintha zina mtsogolo, makamaka mu gulu la 3, lomwe lidzaona malire a ndalama zopezera nawo nawo nawo nawo akukwera.
Mu gulu la 1, lomwe poyamba linali la mabanja omwe amalandira ndalama zokwana R$ 2 zikwi, ndalama zololedwa pamwezi zawonjezeka, ndipo tsopano zafika pa R$ 2.640.
Kwa mabanja a m’gulu la 1 ndi 2, omwe amalandira ndalama za banja zokwana R$ 4,4 zikwi pamwezi, malire a mtengo wa nyumba asinthidwa. Tsopano mtengowu umasiyana malinga ndi komwe nyumbayo ili, pakati pa R$ 190 zikwi ndi R$ 264 zikwi.
Kuphatikiza apo, malipiro a pamwezi, omwe amakhudzidwa ndi ndalama zonse za banja, tsopano ali ndi mitengo yosiyanasiyana malinga ndi ndalamazo.
Choncho, malipirowo akhoza kukhala pakati pa R$ 80 ndi R$ 396, zomwe zimapatsa mabanja kusinthasintha kwakukulu kuti asinthe mtengo wa malipirowo mogwirizana ndi mphamvu zawo zachuma.
Inês Magalhães, wachiwiri kwa pulezidenti wa Nyumba ku Caixa, ananena kuti kukulitsa gulu loyamba, lolunjika kwa anthu omwe amalandira ndalama zochepa, ndi kulimbikitsa zochita za boma, Bungwe Loyang’anira FGTS ndi Caixa pofuna kuchepetsa ndalama zolowera za gululi komanso kuthandiza kupeza nyumba yawoyawo.
Kumbali ina, mu gulu lachitatu, anthu omwe amalandira ndalama zofikira pa R$ 8 zikwi adzatha kupeza ngongole yogulira nyumba yamtengo wofikira pa R$350 zikwi kudzera mu pulogalamu ya Minha Casa, Minha Vida.
Zosintha zina zofunika
Caixa Econômica Federal yasinthanso chiwongola dzanja cha ngongole za pulogalamu ya Minha Casa, Minha Vida. Chimodzi mwa zosintha zazikulu chinali cha mabanja omwe amalandira ndalama zofikira pa R$ 2 zikwi.
Werenganinso: Bolsa Família: Njira zatsopano za ngongole zopezeka kudzera mu Caixa Tem
Choncho, m’madera a Kumpoto ndi Kumpoto chakum’mawa, chiwongola dzanja cha pachaka chatsika kuchoka pa 4,25% kufika pa 4%. Pakadali pano, m’madera ena onse a dzikolo, chiwongola dzanjacho chachoka pa 4,50% kufika pa 4,25%.
Kwa omwe amalandira ndalama pakati pa R$ 2 zikwi ndi R$ 2.640, chiwongola dzanja cha pachaka chakhalabe pa 4,25% m’madera a Kumpoto ndi Kumpoto chakum’mawa. Kumwera, Kumwera chakum’mawa ndi pakati chakumadzulo, chiwerengerocho chakhalabe pa 4,50%.
Mu gulu lachiwiri la ndalama, kwa mabanja omwe amalandira ndalama pamwezi pakati pa R$ 2.640 ndi R$ 4,4 zikwi, chiwongola dzanja cha ngongole chimasiyana, chikuyenda pakati pa 4,75% ndi 6,50% pachaka.
Mu gawo lachitatu, kwa mabanja omwe amalandira ndalama zoposa R$ 4,4 zikwi, chiwongola dzanja chinakhazikitsidwa pa 7,66% pachaka.
Malamulo a mapulojekiti a Minha Casa, Minha Vida
Pomaliza, ndikofunikira kunena kuti kuyambira Lolemba lapitali (03), makampani omanga ali ndi mwayi wolembetsa mapulojekiti mu pulogalamu ya Minha Casa, Minha Vida.
Komabe, tsopano pali njira zolimba kwambiri za mapulojekiti a nyumba.
Werenganinso: Kutulutsa ndalama za Bolsa Família popanda zikalata kudabwitsa anthu aku Brazil
Nyumba zoyenerera ziyenera kukhala ndi malo osachepera 42 masikweya mita, zokhala ndi zipinda ziwiri, chipinda chochezera, khitchini ndi bafa.
Kuphatikizanso, pakhala kusintha pazofunikira za malo omwe nyumba zidzamangidwe. Ayenera kukhala pamalo abwino, okhala ndi mwayi wopeza osachepera dongosolo limodzi la zomangamanga za m’tauni.
Ndikofunikira kuti pakhale sukulu pafupi, kuti anthu athe kupeza maphunziro, komanso malo ogulitsa osachepera amodzi.
