Zotsatsa
Onani momwe C6 Bank, Itaú, Santander ndi mabungwe ena akuyambitsira njira yatsopano yopezera ndalama zowonjezera. Dziwani zambiri!
Pambuyo pa chigamulo cha pamodzi cha oweruza a STF (Supremo Tribunal Federal) Lolemba lapitalo (11), zinadziwika kuti kuperekedwa kwa ngongole zochotsera malipiro kwa opindula ndi BPC (Benefício de Prestação Continuada) n’kovomerezeka. Chifukwa cha zimenezi, mabanki 6 adalengeza ku InfoMoney kuti akubwezeretsanso mwayiwu: Banco do Brasil, Bradesco, C6 Bank, Itaú, PagBank ndi Santander.
Zotsatsa
Lamulo la Thandizo la Anthu limafotokoza BPC Loas kwa okalamba opitirira zaka 65 ndi anthu olumala omwe amasonyeza kuti ali ndi ndalama zochepa. Kuphatikizanso, kuti alowetsedwe mu phindu ili, ofunsira ayenera kukhala ndi ndalama zosapitirira gawo limodzi mwa magawo anayi a malipiro ochepa pa munthu aliyense wa m’banja, zomwe zikufanana ndi R$ 330.
Chigamulo cha STF
Ngongole yochotsera mwachindunji kwa opindula ndi BPC inayamba kukhazikitsidwa poyamba kudzera mu Lamulo la Boma No. 14.431, lovomerezedwa mu Ogasiti 2022 ndi mtsogoleri wa dziko panthawiyo, Jair Messias Bolsonaro (PL). Komabe, kumayambiriro kwa chaka chino, makamaka mu Marichi, lamulo lomwe linasintha Bolsa Família linaimitsa kulowa mu ndalama izi.
Werenganinso: Dziwani zonse zokhudza Valores a Receber
Pambuyo pa chilengezo chaposachedwa cha STF, kuvomerezeka kwa ngongole yochotsera mwachindunji kwa opindula ndi BPC kwatsimikizika, motero kubwerera kwa njirayi ku gulu ili kwakhala kosavuta.
Pambuyo pa kuvomerezedwa ndi STF, INSS (Instituto Nacional do Seguro Social) inatulutsa malangizo ovomerezeka olola kuperekedwa kwa ngongole ya BPC. Zosintha zimalola opindula kugwiritsa ntchito mpaka 30% ya ndalama zawo pa ngongole komanso 5% yowonjezera pa kirediti kadi kapena kuchotsa ndalama.
Mabungwe omwe amapereka njirayi
Pambuyo pa kusindikizidwa kwa malangizowo, mabanki osachepera 6 ayamba kale kupereka ngongole kwa opindula ndi pulogalamuyi, yomwe imatsimikizira malipiro ochepa ovomerezeka. Mabanki omwe amathandiza njirayi ndi awa:
- Banco do Brasil;
- Bradesco;
- Itaú Unibanco;
- Mercantil;
- C6 Bank;
- Santander.
Ngongole ya BPC yokhoma malipiro imapereka mwayi wolipira mpaka magawo 84, kwa zaka zisanu ndi ziwiri. Chiwongola dzanja chachikulu ndi 1,91% pamwezi pa ngongole ndi 2,83% pamwezi pa makadi. Komabe, magawowa angasinthe malinga ndi bungwe.
Za BPC
Kuti munthu apeze BPC, kuwonjezera pa zofunikira zomwe zatchulidwa kale, ndikofunikira kuti opindulawo akhale olembetsedwa mu CadÚnico (Cadastro Único). Komanso, ndikofunikira kudziwa kuti palibe chifukwa chopereka ndalama ku INSS kuti munthu alandire phinduli.
Masiku ano, pafupifupi anthu aku Brazil 5,5 miliyoni amapindula ndi Benefício de Prestação Continuada, ndipo osachepera 1,7 miliyoni mwa iwo atenga kale ngongole zokhoma malipiro.
