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Pulojekiti ya Desenrola Brasil, yomwe inakonzedwa mogwirizana pakati pa Boma la Federal ndi Associação Nacional dos Bureaus de Crédito (ANBC), inayamba mwamphamvu, ikulipira ngongole 2,64 miliyoni zofika pa R$ 100 m'masiku atatu oyambirira ogwira ntchito. Mwachidule, cholinga chake ndi kuthandiza anthu omwe ali ndi ngongole komanso olembedwa m'mabungwe oteteza ngongole, monga Serasa ndi SPC.
Desenrola Brasil: pulogalamuyi yathetsa ngongole 2,6 miliyoni zofika pa R$ 100
Gawo loyamba la Desenrola laperekedwa kwa anthu omwe ali ndi ngongole zofika pa R$ 100, kuwalola kuchotsa mayina awo m'kaundula wa omwe salipira ngongole, n'kutsegula mwayi wobwezeretsa chuma. Komabe, n'kofunika kumvetsa kuti ngongoleyo siimatha, koma mbiri yoipa yokha ndi imene imachotsedwa.
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Ngongole zosiyanasiyana ndi Desenrola
Werenganinso: Dziwani zonse zokhudza Valores a Receber
Malinga ndi ANBC, n’kofunika kunena kuti ngongole zokwana 2,6 miliyoni zomwe zalipidwa sizikufanana ndendende ndi chiwerengero cha anthu omwe apindula ndi pulogalamuyi. Izi zili choncho chifukwa CPF imodzi ingakhale ndi ngongole zingapo. Choncho, chiwerengero cha anthu omwe dzina lawo lachotsedwa pamndandanda wa anthu omwe ali ndi ngongole chingakhale chocheperapo kuposa chiwerengero chonse cha ngongole zomwe zalipidwa.
Kutenga nawo mbali kwa mabanki ndi manambala olimbikitsa
Desenrola inayamba ndi mabanki asanu, koma m’kupita kwa sabata, ena anayi nawonso analowa nawo. Mabungwe omwe akutenga nawo mbali mu Desenrola Brasil ndi awa: Banco do Brasil, Caixa, Bradesco, Itaú ndi Santander, kuphatikizapo mabanki a digito C6 Bank, Inter, PicPay ndi Nubank. Choncho, deta yoperekedwa ndi mabankiwa ikusonyeza kuti anthu ambiri a ku Brazil agwiritsa kale ntchito pulogalamuyi.
Bradesco inachotsa mbiri ya ngongole zosalipidwa kwa anthu 580,000 omwe anali ndi ngongole, pamene C6 Bank, yomwe inalowa nawo posachedwapa, inayeretsa mayina a anthu 456,000. Caixa nayo inapambana, pothandiza nzika 225,000 kukonza bwino chuma chawo.
Chithandizo cha Nubank ndi ziyembekezo za m’tsogolo
Nduna wa Zachuma, Fernando Haddad, analengeza kuti, chifukwa cha kulowa kwa Nubank, akuti anthu enanso 2.5 miliyoni atha kuchotsa mayina awo pa ngongole kudzera mu pulogalamuyi. Mgwirizanowu uli ndi kuthekera kothandiza anthu ambiri aku Brazil omwe ali pamavuto azachuma.
Kukonzanso ngongole ndi ubwino kwa omwe ali ndi ngongole
Nthawi zambiri, pulogalamuyi itangoyambitsidwa, mabanki ambiri anayamba kupereka kuchotsera kwakukulu kwa malipiro a nthawi imodzi, mpaka 96% ya mtengo wa ngongoleyo, komanso nthawi yolipira mpaka zaka khumi.
Mikhalidwe yokonzanso ngongole imasiyanasiyana malinga ndi mgwirizano wa kasitomala aliyense, ndipo imapereka zosankha zogwirizana ndi zosowa za munthu.
Kodi mungalowe bwanji mu Pulogalamu ya Desenrola Brasil?
Pulogalamuyi ingathandize anthu aku Brazil okwana 70 miliyoni omwe ali ndi ngongole komanso olembedwa m'mabungwe oteteza ngongole, monga Serasa ndi SPC. Choncho, gawo loyamba la pulogalamuyi laperekedwa kwa omwe ali ndi ngongole omwe amalandira ndalama mpaka R$ 20 zikwi.
Mwachidule, kuti atenge nawo mbali pa njira yochotsera dzina pa mndandanda wa omwe salipira, opindula ayenera kukhala ndi maakaunti m'mabanki omwe akutenga nawo mbali mu Desenrola Brasil. Izi zimawathandiza kulumikizana mwachindunji ndi mabungwewo kuti akambirane za ngongole zawo, kaya pamasom'pamaso kapena kudzera m'mayendedwe a pa intaneti.
Kuthandiza gulu lachiwiri la pulogalamuyi
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Pa gawo loyambali, Desenrola ikuyang’ana kuthandiza anthu omwe amalandira ndalama zosapitirira R$ 20,000 pamwezi. Mwachidule, anthuwa adzatha kukonzanso ngongole zawo za kubanki, ndi mwayi wolipira m’zigawo mpaka 12. Izi zimapereka kusinthasintha kwakukulu pa njira yolipirira.
Malire a ngongole ndi opindula
Pofuna kupewa kudzikundikira kwa ngongole zatsopano, boma lakhazikitsa kuti ngongole zokha zolembedwa mpaka pa 31 Disembala 2022 ndi zomwe zidzaphatikizidwe mu pulogalamuyi. Choncho, akuyembekezeka kuti anthu aku Brazil pafupifupi 30 miliyoni adzapindula mu gawo loyambali.
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