Ngā whakangāwari i Caixa Tem: Rapua me pēhea te whakangāwari ake o te oranga o ngā kaiwhakamahi mā te kāri nama me te pūtea taurewa atawhai

Pānuitanga

Ko te whāinga tuatahi o te whakatinanatanga o te taupānga Caixa Tem he whakangāwari i ngā utu o te āwhina ohotata o mua. I hangaia tēnei painga i te wā o te urutā COVID-19 hei āwhina i ngā whānau kei ngā āhuatanga whakaraerae. Heoi anō, nō nā tata nei kua whai “pēke” te taupānga, arā, kua whakaurua ngā āhuatanga hou maha, me te utu hoki i ētahi atu āwhina.

Ko tētahi o ngā mea hou i pānuitia e Caixa Econômica Federal ko te āhei o ngā kaiwhakamahi ki te tono kāri nama kāore he utu ā-tau mā te taupānga. Hei tāpiri atu, ka taea hoki te whiwhi pūtea tarewa mā te taupānga Caixa Tem (iOS, Android).

Kāri nama Caixa Tem

Ka taea te tono i te kāri mā te ara matihiko katoa, ā, ka āhei ngā kiritaki ki te hoko utu-katoa, hoko ā-wawehenga rānei, kāore he hiahia ki te utu i te utu ā-tau.

Mō ngā hoko utu-katoa, e 40 rā te wā ki te kaiwhakamahi ki te utu kāore he huamoni. Mō ngā hoko ā-wawehenga, ka taea ngā utu te mahi me te kore huamoni, i runga i ngā tikanga e tukuna ana e te toa.

I mua i te tuku i te kāri, ka whakahaere te pēke i tētahi aromatawai mā te whakamahi i ngā pārongo nama, ngā raraunga tūmatanui me ngā raraunga ā-roto. Mā tēnei tukanga ka puta he kaute ā-roto e whakatau ana mēnā ka whakaaetia te kāri mō te kiritaki, kāore rānei.

Me pēhea te tono kāri nama? He aratohu taahiraa ki te taahiraa

  1. Whakatuwheratia te tahua o te taupānga Caixa Tem;
  2. Pāwhiritia “Kāri nama”;
  3. Kātahi ka pāwhiritia “Kei te hiahia au ki taku kāri”;
  4. Whakaūngia ō raraunga whaiaro;
  5. Pānuitia, whakaaetia hoki ngā ture me ngā tikanga;
  6. Hangaia he kupuhipa mō tō kāri.

Tārewa Caixa Tem – me pēhea te mahi?

Ko tēnei tārewa, e mōhiotia ana ko te Kaupapa Whakangāwari i te Moni Tarewa Iti Matihiko mō ngā Kaihokohoko (SIM Digital), e wātea ana hoki mā te taupānga. E hāngai ana tēnei ratonga ki ngā kaihokohoko ōpaki (Tangata Takitahi) me ngā Kaihokohoko Iti Takitahi (MEI).

Mā konei, ka āhei te tārewa ki te utu i ngā whakapaunga ki ngā kaiwhakarato, ngā utu mō ngā kaiawhina/kaitāngata, ngā pire wai, hiko me te rēti, te hoko rauemi mata me ngā taonga hei hoko anō, me ētahi atu.

Ka taea e ngā kaipakihi Hinonga Ture (PJ) te tono pūtea taurewa tae atu ki te R$3.000, me te utu ā-wā mō te 18 ki te 24 marama, ā, ko te utu huamoni ka tīmata mai i te 1,99% ia marama. Ko ngā kaipakihi Tangata Whaiaro (PF) ka taea te tono pūtea taurewa tae atu ki te R$1.000, me te utu huamoni mai i te 2,99% ki te 3,60% ia marama. I tēnei āhuatanga, ka taea hoki e ngā kiritaki te wehewehe i te utu mō te 18 ki te 24 marama.

Ka taea te tono pūtea taurewa mō te Tangata Whaiaro mā te ara matihiko katoa, mā te taupānga Caixa Tem. Engari mō ngā MEI, me tono tika ki ngā peka o Caixa Econômica Federal.




He tūāpapa motuhake tēnei pae mō ngā ihirangi whakamōhio me ngā pānuitanga. Kāore mātou e whai hononga, e whai hoa mahi, e tū hei māngai, e whai whakaaetanga, e whai tautoko, e tautokona rānei e tētahi waitohu, kamupene, whakahaere, hōtaka, ratonga rānei kua whakahuatia, engari mēnā ka tino whakamōhiotia.

Ko te aronga o ngā kōrero kua whakaputaina he whakamōhio anake, ā, ka taea te whakarerekē, te whakatārewa, te tango rānei i ngā wā katoa e ngā kaiwhakahaere whai take. Ahakoa e whai ana mātou kia whakahoungia, kia tika hoki ngā ihirangi, kāore mātou e whakapūmau i tōna tika, tōna wātea, tōna noho tonu, tōna wātea rānei mō ngā āhuatanga motuhake.

Kāore mātou e hoko, e tukatuka utu, e tuku nama, e tohatoha painga, e tuku hua, e whai wāhi tika rānei ki te tuku kirimana mō ngā ratonga kua pānuitia. Waihoki, kāore mātou e whakapūmau i te whakaaetanga, te whai wāhi, te whiwhinga painga, tohu, hua, hekenga utu, i tētahi putanga motuhake rānei nā ngā pārongo kua whakaaturia.

Tērā pea ka whakaatu tēnei paetukutuku i ngā pānuitanga, ngā hononga tautoko me ngā ihirangi hononga, ā, ka whiwhi utu pea mātou mō aua mea. Kāore te utu pūtea e whai pānga ki te herenga ki te tuku pārongo, ā, kāore hoki e waihanga hononga whaimana ki ngā waitohu kua whakahuahia.

Mā te kaiwhakamahi tonu te kawenga ki te manatoko tika i ngā pārongo, ture, tikanga me ngā whakaritenga katoa ki ngā ara whaimana o ngā kamupene me ngā whakahaere i mua i te whakatau. Kāore mātou e kawe haepapa mō ngā whakatau i takea mai i ngā ihirangi kua whakaputaina, mō ngā whakarerekētanga, te kore wātea, ngā hapa, ngā mahi rānei a ngā rōpū tuatoru.

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