Pānuitanga
Ko te whāinga tuatahi o te whakatinanatanga o te taupānga Caixa Tem he whakangāwari i ngā utu o te āwhina ohotata o mua. I hangaia tēnei painga i te wā o te urutā COVID-19 hei āwhina i ngā whānau kei ngā āhuatanga whakaraerae. Heoi anō, nō nā tata nei kua whai “pēke” te taupānga, arā, kua whakaurua ngā āhuatanga hou maha, me te utu hoki i ētahi atu āwhina.
Ko tētahi o ngā mea hou i pānuitia e Caixa Econômica Federal ko te āhei o ngā kaiwhakamahi ki te tono kāri nama kāore he utu ā-tau mā te taupānga. Hei tāpiri atu, ka taea hoki te whiwhi pūtea tarewa mā te taupānga Caixa Tem (iOS, Android).
Kāri nama Caixa Tem
Ka taea te tono i te kāri mā te ara matihiko katoa, ā, ka āhei ngā kiritaki ki te hoko utu-katoa, hoko ā-wawehenga rānei, kāore he hiahia ki te utu i te utu ā-tau.
Mō ngā hoko utu-katoa, e 40 rā te wā ki te kaiwhakamahi ki te utu kāore he huamoni. Mō ngā hoko ā-wawehenga, ka taea ngā utu te mahi me te kore huamoni, i runga i ngā tikanga e tukuna ana e te toa.
I mua i te tuku i te kāri, ka whakahaere te pēke i tētahi aromatawai mā te whakamahi i ngā pārongo nama, ngā raraunga tūmatanui me ngā raraunga ā-roto. Mā tēnei tukanga ka puta he kaute ā-roto e whakatau ana mēnā ka whakaaetia te kāri mō te kiritaki, kāore rānei.
Me pēhea te tono kāri nama? He aratohu taahiraa ki te taahiraa
- Whakatuwheratia te tahua o te taupānga Caixa Tem;
- Pāwhiritia “Kāri nama”;
- Kātahi ka pāwhiritia “Kei te hiahia au ki taku kāri”;
- Whakaūngia ō raraunga whaiaro;
- Pānuitia, whakaaetia hoki ngā ture me ngā tikanga;
- Hangaia he kupuhipa mō tō kāri.
Tārewa Caixa Tem – me pēhea te mahi?
Ko tēnei tārewa, e mōhiotia ana ko te Kaupapa Whakangāwari i te Moni Tarewa Iti Matihiko mō ngā Kaihokohoko (SIM Digital), e wātea ana hoki mā te taupānga. E hāngai ana tēnei ratonga ki ngā kaihokohoko ōpaki (Tangata Takitahi) me ngā Kaihokohoko Iti Takitahi (MEI).
Mā konei, ka āhei te tārewa ki te utu i ngā whakapaunga ki ngā kaiwhakarato, ngā utu mō ngā kaiawhina/kaitāngata, ngā pire wai, hiko me te rēti, te hoko rauemi mata me ngā taonga hei hoko anō, me ētahi atu.
Ka taea e ngā kaipakihi Hinonga Ture (PJ) te tono pūtea taurewa tae atu ki te R$3.000, me te utu ā-wā mō te 18 ki te 24 marama, ā, ko te utu huamoni ka tīmata mai i te 1,99% ia marama. Ko ngā kaipakihi Tangata Whaiaro (PF) ka taea te tono pūtea taurewa tae atu ki te R$1.000, me te utu huamoni mai i te 2,99% ki te 3,60% ia marama. I tēnei āhuatanga, ka taea hoki e ngā kiritaki te wehewehe i te utu mō te 18 ki te 24 marama.
Ka taea te tono pūtea taurewa mō te Tangata Whaiaro mā te ara matihiko katoa, mā te taupānga Caixa Tem. Engari mō ngā MEI, me tono tika ki ngā peka o Caixa Econômica Federal.