Pānuitanga
Kia mārama ki te pānga o te Kaupapa Desenrola i te whakahaere i ngā nama. Tirohia me pēhea e taea ai e te mātauranga pūtea te aukati i ngā raruraru nama ā muri ake.
Ko te Kaupapa Desenrola, i waihangatia hei whakahaere i ngā nama pēke me ngā nama nō waho i ngā pēke, i oti tana marama tuatahi o te mahi me te whakakotahi i te R$ 8,1 piriona o ngā nama kua whiriwhiria anō. I whai hua tēnei ki te tata ki te 985 mano kiritaki, e ai ki ngā tatauranga hou a te Federation of Brazilian Banks (Febraban).
Ahakoa ka tukuna e tēnei āhuatanga o te kaupapa he wā whakangā poto ki te kiritaki, ka taea e ia te tīmata i tētahi āhuatanga o ngā nama e whai haere ana, ki te kore he whakahaere pūtea tika. He mea nui te tohu atu, ka taea e tētahi nama tae atu ki te R$ 100 te whakarea i roto i te wā poto o te kotahi tau, i runga i te reiti huamoni ā-tau toharite 59,9% mō te nama whaiaro.
Ka aha ina waiho ēnei nama kia kore e utua?
Pānuihia hoki: Desenrola Brasil: Ngā whiriwhiringa anō mō ngā nama i kōkiritia e ngā toa nui
E ai ki a Febraban, tata ki te rima miriona ngā rekoata o ngā nama e toe ana, he uara tae atu ki te R$ 100, i tangohia mai i ngā rārangi o te hunga kāore e utu nama tae noa ki Hōngongoi 2023. Heoi anō, ko te nuinga o ēnei nama e pā ana ki ngā pūkete iti ake, i warewarehia i ngā hinonga pūtea, ā, e haere tonu ana te whakaemi i ngā utu tāpiri.
I tua atu, he tokomaha ngā kiritaki kāore e mōhio ana ki aua nama, nā te mea kāore rātou i tātari tika i ā rātou pūkete pēke, i ā rātou pūkete tūāpapa matihiko rānei. Nō reira, i mua i tēnei āhuatanga, ka whakakaha ngā tohunga o te rāngai pūtea i te hiahia kia wawe te utu i ēnei nama i muri i te whakakore i te nama tōmuri.
Me pēhea te ārai i ngā nama i muri i te whiriwhiringa anō me te hiranga o te mātauranga pūtea
Pānuihia hoki: Kia mōhio ki ngā mea katoa mō te Valores a Receber
Mō te wāhanga tuarua o te Programa Desenrola, e whakaae ana ngā tohunga ohaoha a Ricardo Teixeira rāua ko Gilberto Braga ki te hiranga o tētahi whakamahere taipitopito mā ngā kiritaki. Ko te whāinga he ārai i te hoki anō ki te āhuatanga nama i muri i te whiriwhiringa anō. Nō reira, e tohutohungia ana kia ū ki ngā whakaaetanga i mahia i te whiriwhiringa anō i mua i te kawe ake i ētahi atu herenga.
I tua atu, ko te mea tino whai take i tohuhia e ngā tohunga mō Desenrola, ko te tino hiranga o te whakauru i tētahi kaupapa mātauranga pūtea. Ahakoa kei te hora ētahi hinonga pūtea i ngā kōrero mā ngā ataata, he whānui tonu te wāhi hei whakapai ake i te mātauranga o ngā kiritaki.
