Tallace-tallace
Kwanan nan, an samu sauyi a shekarun da ake buƙata don yin ritaya ta Cibiyar Inshorar Jama’a ta Ƙasa (INSS), lamarin da ya haifar da damuwa da tambayoyi tsakanin masu inshorar cibiyar. Yanzu, ana buƙatar maza su kasance aƙalla shekaru 65 kafin su yi ritaya, yayin da mata ke buƙatar shekaru 62. A dukkan lokuta, ana kuma buƙatar aƙalla shekaru 15 na biyan gudummawa ga INSS.
Ana aiwatar da waɗannan sauye-sauyen bisa ga Gyaran Tsarin Fansho, wanda aka gudanar a shekarar 2019. Gyaran ya kawo sauye-sauye da dama ga INSS da kuma fa’idodin ritaya. Sai dai ana aiwatar da sauye-sauyen a hankali cikin shekaru, lamarin da ya haifar da wani sabon sauyi kwanan nan.
A shekarar 2019, mata suna buƙatar shekaru 60 ne kawai kafin su yi ritaya, amma yanzu shekarun da ake buƙata sun ƙaru zuwa 62. A wajen maza, babu sauyi, wato a shekarar 2019 su ma suna buƙatar aƙalla shekaru 65 kafin su yi ritaya.
Fansho na tsufa shi ne nau'in fansho mafi yawan gaske ta INSS, kuma ana iya ba da shi ga kowane mai ba da gudummawa ga wannan hukuma. Ma'aikatan da ke da kwangilar aiki, waɗanda ke ba da gudummawa ta hanyar cire kuɗi kai tsaye daga asusu, da kuma ma'aikatan kansu, waɗanda ke ba da gudummawa ta hanyar Jagorar Tsaron Jama'a (GPS), duk za su iya yin ritaya saboda tsufa.
Karanta kuma: Duba ko an amince da kai a cikin Bolsa Família 2023. Koyi yadda ake dubawa.
Bugu da ƙari, ma'aikatan karkara ma za su iya yin ritaya saboda tsufa, amma bisa wasu sharuɗɗa daban. A wannan yanayin, ma'aikatan karkara maza za su iya yin ritaya bayan sun kai shekaru 60, yayin da mata ma'aikatan karkara ke da damar samun wannan fa'ida tun suna da shekaru 55. Ya kamata a tuna cewa a waɗannan lokuta ma ana buƙatar aƙalla shekaru 15 na ba da gudummawa ga INSS.
Akwai wasu nau'ikan fansho guda biyu ta INSS, ban da fansho na tsufa. Ana ware fansho na musamman ga ma'aikatan da ke fuskantar yanayin aiki mai illa ga lafiya, yayin da ake ba da fanshon nakasa ga ma'aikatan da ba za su iya yin aikinsu ba saboda wata cuta ta jiki ko ta hankali.
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Kafin Gyaran Tsarin Fansho, akwai wata hanya ta huɗu ta yin ritaya, wadda aka sani da yin ritaya bisa lokacin biyan gudummawa. A wannan tsarin, ma’aikata suna da haƙƙin yin ritaya bisa lokacin da suka bayar da gudummawa, ba tare da la’akari da shekaru ba. Sai dai Gyaran Tsarin Fansho ya kawar da wannan hanyar yin ritaya kuma ya kafa sharadin aƙalla shekaru 15 na biyan gudummawa don yin ritaya bisa shekaru.
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Cibiyar Ƙasa ta Tsaron Jama’a (INSS) wata hukuma ce mai cin gashin kanta ta gwamnatin tarayya wadda ke aiki tare da Ma’aikatar Kwadago da Fansho. A matsayinta na hukuma mai cin gashin kanta, tana da ‘yancin cin gashin kanta ta fuskar tattalin arziki, fasaha da gudanarwa, amma gwamnati ce ke sa ido a kanta, wadda za ta iya samar da kuɗaɗe. INSS ce ke da alhakin karɓar gudummawar ma’aikata da gudanar da Babban Tsarin Fansho na Tsaron Jama’a, wanda ya haɗa da biyan fa’idodi kamar fansho, inshorar rashin aikin yi, tallafin rashin lafiya, fanshon rasuwa, albashin hutun haihuwa, tallafin ɗaurin kurkuku da sauransu. An ƙirƙire ta a ranar 27 ga Yuni 1990 kuma an tabbatar da ita ta hanyar Dokar Mai lamba 99.350.
Karanta kuma: Sake Tsara Bolsa Família? Fahimci sauye-sauyen da sabon MP ya kawo
