Tallace-tallace
Cibiyar Inshorar Jama'a ta Ƙasa (INSS) kwanan nan ta fitar da wata sanarwa mai muhimmanci game da lamunin da ake cirewa kai tsaye daga albashi, inda ta bayyana manyan sauye-sauye da suka shafi masu cin gajiyar kai tsaye.
Rage yawan kuɗin ruwa na lamunin da ake cirewa kai tsaye daga albashi ya daidaita kaso zuwa 1,84%. Matsakaicin kuɗin ruwa na ayyukan katin kiredit da ake cirewa kai tsaye daga albashi ya koma 2,73%.
Tallace-tallace
Duba kuma: An saki sabon rukuni na mayar da harajin kuɗin shiga; Duba waɗanda za su karɓa
Sauye-sauyen na neman daidaita manufofin kuɗi da yanayin tattalin arziki na yanzu
Waɗannan sauye-sauyen suna nuna ci gaba da ƙoƙarin Majalisar Ƙasa ta Tsaron Jama'a (CNPS) da na Comitê de Política Monetária (Copom) na Babban Bankin Brazil wajen daidaita manufofin kuɗi da yanayin tattalin arziki na yanzu.
Baya ga sauye-sauyen kuɗin ruwa, INSS na jaddada muhimmancin gaskiya da samun bayanai ga masu karɓar lamuni. Saboda haka, cibiyoyin kuɗi dole ne su bayar da cikakkun bayanai a sarari game da:
- Kuɗin ruwa (na wata da na shekara);
- Ranar cire kuɗi ta farko daga albashi;
- Jimillar Kuɗin Lamuni (CET);
- Jimillar kuɗin da za a biya idan aka canja lamuni ko aka sake tsara shi.
Sabbin dokoki game da lamunin da ake cirewa daga fansho na INSS
Sabbin ƙa’idojin INSS game da lamunin da ake cirewa daga fansho suna wakiltar wani gagarumin ci gaba wajen kare haƙƙoƙin ’yan fansho da masu karɓar fansho. Tare da ƙananan kuɗin ruwa, masu cin gajiyar shirin za su iya samun bashi cikin sauƙi, wanda ke rage matsin kuɗi.
Bugu da ƙari, buƙatar cibiyoyin kuɗi su kasance masu gaskiya muhimmin mataki ne don hana ayyukan zalunci. Ta haka, za a iya tabbatar da cewa masu cin gajiyar shirin sun fahimci cikakkun sharuɗɗan lamuninsu.
Muhimmancin bayani da gaskiya
INSS na ƙarfafa buƙatar samun bayyananniyar sadarwa kuma a buɗe tsakanin cibiyoyin kuɗi da masu cin gajiyar shirin. Samar da cikakkun bayanai game da sharuɗɗan lamuni yana da matuƙar muhimmanci domin ’yan fansho da masu karɓar fansho su iya yanke shawara bisa ingantaccen bayani.
Wannan ya haɗa da cikakkiyar fahimtar Jimillar Kuɗin Lamuni (CET), kuɗin ruwa da duk wasu sharuɗɗan da ke da alaƙa da lamunin. Ta waɗannan matakai, INSS na neman tabbatar da cewa masu cin gajiyar shirin suna cikin kariya kuma suna da cikakken bayani yayin yanke shawarar kuɗinsu.
A ƙarshe, sabbin matakan da INSS ta ɗauka game da rancen da ake cirewa kai tsaye daga albashi ko fa'ida muhimmin mataki ne wajen kare kuɗaɗen masu karɓar fansho da masu karɓar fa'ida. Tare da rage kuɗin ruwa da mai da hankali sosai kan gaskiya da bayani, INSS na shimfiɗa hanya zuwa ƙwarewar rance mafi adalci da sauƙin samu ga masu cin gajiyar ta.
Hoto: Marcelo Camargo/Agência Brasil
