Tallace-tallace
Dan majalisar tarayya ya tabbatar da cewa Caixa Econômica Federal za ta fara sanya kuɗaɗen caji kan Pix daga Yuli. Mu fayyace yadda hakan zai kasance!
Pix, tsarin aika kuɗi da biyan kuɗi nan take da ke aiki sa’o’i 24 a rana, Babban Bankin Brazil ya ƙaddamar da shi a watan Oktoba na 2020. A shekarar 2022, ya kai kashi 29% na jimillar ma’amalolin kuɗi, inda ya zarce amfani da katunan bashi (20%) da na cire kuɗi (19%).
Saboda haka, bayanin da ɗan majalisar tarayya Eduardo Bolsonaro (PL-SP) ya wallafa a Twitter a ƙarshen makon da ya gabata, cewa Caixa Econômica Federal za ta fara karɓar kuɗi kan Pix daga Yuli, ya jawo babban fushi tsakanin ’yan Brazil, waɗanda suka fusata da shawarar bankin gwamnati.
Shin da gaske Caixa za ta sanya kuɗaɗen caji kan Pix?
Eh! Sai dai yana da muhimmanci a jaddada cewa cajin zai shafi Kamfanoni ne kawai (PJ). Don haka, masu amfani da Pix ɗaiɗaiku za su iya samun kwanciyar hankali, domin ba za a yi caji kan ma’amaloli ba.
Bugu da, ka tuna cewa an tanadi cajin PJs tun lokacin ƙaddamar da sabis ɗin. Ta wannan hanyar, ƙungiyoyi masu zaman kansu da Banco do Brasil sun riga sun sanya wa abokan cinikinsu kuɗaɗe.
Saboda haka, ko da yake mutane suna damuwa game da cajin Pix, wannan ba sabon abu ba ne ga kamfanonin Brazil. Tun daga 2020, an riga an fara cajin su saboda amfani da sabis ɗin, kuma a cikin bankunan gargajiya, Caixa kaɗai ce ba ta cajin ma'amalolin mutane masu doka.
Nawa kowane banki ke caji kan Pix?
A ƙarshe, kuɗaɗen da cibiyoyin ke buƙata don tura kuɗi ta Pix da PJ ta yi su ne:
- Banco do Brasil: 0,99% na adadin ma'amaloli, tare da mafi ƙarancin R$ 1 da matsakaicin R$ 10;
- Bradesco: 1,4% na jimillar ma'amaloli, tare da mafi ƙarancin R$ 0,90 da matsakaicin R$ 9;
- Itaú: 1,45% na ma'amaloli, tare da mafi ƙarancin R$ 1,75 da matsakaicin R$ 9,6;
- Santander: 1% na ma'amala, tare da mafi ƙarancin R$ 0,50 da matsakaicin R$ 10.
Duk da haka, bankunan dijital da fintechs, kamar Nubank, C6 Bank da Inter, ba sa cajin abokan cinikinsu PJ kuɗin Pix.
