Tallace-tallace
A wani shiri na kirkire-kirkire, Nubank ya ƙaddamar da wata mafita ta musamman don biyan wata buƙata da ke ƙaruwa tsakanin ’yan Brazil: samun bashi daga mutanen da aka sanya sunayensu cikin jerin masu bashin da ba a biya ba.
Muna gabatar da “Nu Limite Garantido”, wani aiki na fintech da ke ba masu amfani da ke fuskantar matsalolin kuɗi damar samun iyakar bashi har zuwa R$5.000.
Tallace-tallace
An tsara wannan tsarin ne don sauƙaƙa samun bashi ga waɗanda ke da mummunan tarihin bashi, bisa ga yanayin fintech na neman mafita mai haɗa kowa.
Zaɓi wani zaɓi na Katin Bashi:
Ga wasu katunan bashi:
Ta yaya Nu Limite garantido ke aiki?
Kirkirar da ke bayan wannan sabon sabis ita ce cewa Nubank ya yi watsi da nazarin bashi na gargajiya wanda yawanci ke hana amincewa da mutanen da aka sanya sunayensu cikin jerin masu bashin da ba a biya ba. Maimakon haka, fintech ɗin ya dogara da wata hanya ta daban da ke amfani da jarin abokin ciniki da kansa a Nubank a matsayin garanti.
Wannan yana nufin cewa, yayin da ake ware wani adadi a cikin RDB (Takardar Ajiya ta Banki), wadda ke samar da kashi 100% na CDI, abokin ciniki na iya samun ƙarin iyaka a katin kiredit ɗinsa, cikin sauƙi ba tare da rikitarwa ba.
Mataki-mataki don samun damar Kiredit a Nubank
Samun wannan ƙarin kiredit a Nubank tsari ne mai sauƙi, wanda ke nufin shigar da waɗanda ba sa cikin kasuwar kiredit cikin tsarin kuɗi. Ga yadda yake da sauƙi:
- Buɗe manhajar na Nubank sannan ka je sashen kiredit;
- Zaɓi “Daidaita iyaka”;
- Zaɓi zaɓin “Nu Iyakar Tabbaci” sannan ka ayyana adadin da kake son warewa a matsayin jingina;
- Bayan tabbatar da aikin, za a daidaita iyakar kiredit ɗinka nan take.
Shawarwari don cin gajiyar Kiredit ga Masu Tarihin Bashi mara Kyau
Don ƙara damar faɗaɗa iyakar kiredit, wasu halayen kuɗi na iya nuna wa Nubank cewa kai amintaccen abokin ciniki ne. Ga wasu shawarwari:
- Tarihin Biyan Kuɗi: Kula da biyan kuɗin takardun bashi a kan lokaci yana da muhimmanci;
- Sabunta Kuɗin Shiga: Tabbatar cewa an sabunta kuɗin shigarka a manhajar, domin ya nuna ainihin ƙarfin kuɗinka;
- Yin Amfani da Kati akai-akai: Yin amfani da katin Nubank akai-akai wajen sayayya yana nuna cewa kai abokin ciniki ne mai aiki;
- Biyan Kuɗin Lissafin Gabaɗaya: Biyan cikakken kuɗin lissafi kowane wata, tare da guje wa ruwa, yana nuna kyakkyawar kula da bashi;
- Biyan Kashi-kashi Kafin Lokaci: Nuna cewa kana da ikon biyan ragowar kashi-kashi kafin lokacin da aka tsara na iya taimakawa wajen samun kyakkyawan kimantawa don ƙara iyaka.
Ƙirƙirar “Nu Limite Garantido” na nuna jajircewar Nubank wajen haɓaka shigar da mutane cikin harkokin kuɗi, ta hanyar samar da sabbin kayayyaki waɗanda ke biyan bukatun kowane nau'in abokin ciniki, har da waɗanda ke da mummunan tarihin bashi.
Ta wannan shiri, ana sa ran ƙarin mutane za su amfana da samun damar bashi, mataki mai muhimmanci wajen farfaɗo da kuɗi da samun 'yancin tattalin arziki.
