Tallace-tallace
Mutane da yawa suna da tambayoyi game da yiwuwar karɓar fiye da fa'ida ɗaya da INSS ke biya. A cikin wannan labarin, za mu fayyace wannan batu kuma mu bayyana yanayin da ake iya tara fa'idodin Tsaron Jama'a.
Mun riga mun bayyana cewa eh, ana iya karɓar fa'idodi biyu da Tsaron Jama'a, muddin fa'idodin sun bambanta kuma wanda aka yi wa inshora ya cika sharuddan da doka ta gindaya ga kowannensu.
Nau'o'in Fa'idodin INSS da Za a Iya Tara
Akwai nau'o'in fa'idodi daban-daban da INSS ke biya, kuma ana iya tara wasu daga cikinsu, gwargwadon yanayin wanda aka yi wa inshora. Wasu misalan fa'idodin da za a iya tara sun haɗa da:
- Fensho da fansho na mutuwa;
- Fensho da tallafin rashin lafiya;
- Fensho da tallafin hatsari;
- Fansho na mutuwa da tallafin ɗaurin kurkuku.
Sharuddan Tara Fa'idodi
Don tara fa'idodin INSS guda biyu, wanda aka yi wa inshora dole ne ya cika takamaiman sharuddan kowane fa'ida.
Misali, don tara fansho da fanshon mutuwa, dole ne mai inshora ya cancanci nau’o’in fa’idodin biyu, ko ta hanyar shekaru, lokacin bayar da gudummawa ko wasu sharuɗɗan da dokokin tsaro na zamantakewa suka tanada.
Yana da muhimmanci a jaddada cewa ba dukkan fa'idodi na INSS ne za a iya tarawa ba, kuma akwai lokutan da tarawar za ta iya haifar da dakatar da ɗaya daga cikin fa’idodin.
Saboda haka, yana da matuƙar muhimmanci a tuntubi lauyan harkokin tsaro na zamantakewa ko a tuntuɓi INSS domin samun ingantattun bayanai game da yiwuwar tara fa’idodi da matakan da ake buƙata don neman tarawar.
Tara fa’idodi biyu da Tsaron Zamantakewa ke biya wata dama ce ga wasu masu inshora, muddin fa’idodin sun kasance daban kuma an cika buƙatun da doka ta tanada ga kowannensu.
Sai dai, yana da muhimmanci a san sharuɗɗa da matakan taka-tsantsan da ake buƙata yayin neman tara fa’idodi, domin kauce wa matsaloli a nan gaba.
Menene INSS
Cibiyar Inshorar Zamantakewa ta Ƙasa (INSS) ce ke da alhakin gudanarwa da bayar da fa'idodin tsaro na zamantakewa a Brazil. Tana aiki wajen kare ma'aikata ta fuskar zamantakewa, tana samar da fansho, alawus-alawus, tallafi da sauran fa'idodi ga masu biyan gudummawa da waɗanda suke dogaro da su.
INSS ita ce kuma ke da alhakin nazari da amincewa da buƙatun fa'idodi, tana tabbatar da cewa waɗanda aka yi wa inshora sun karɓi haƙƙoƙin da ya kamata bisa ga dokokin tsaro na zamantakewa da ke aiki a yanzu.
Hoto: Freepik / Drazen Zigic