Tallace-tallace
Bincika waɗannan damar rance har zuwa R$ 3,000 ta Caixa Tem kuma duba kuɗaɗen ruwa da lokutan biyan su
Caixa Econômica Federal a halin yanzu tana bayar da kyawawan hanyoyi ga waɗanda ke neman ƙarin tallafin kuɗi. A wannan lokaci, waɗanda aka yi wa rajista a shirin Bolsa Família suna da damar samun sabon tanadi: rance har zuwa R$ 1,000. Wanda aka yi wa rajista zai iya neman rancen kai tsaye ta manhajar Caixa Tem, wadda ake samu a Android da iOS.
A wannan ma'ana, wannan sabon shiri yana da nufin faɗaɗa damar samun kuɗaɗen tallafi ga waɗanda suka fi buƙata, yana ba su damar fuskantar matsaloli da neman damar ci gaba. Ta manhajar, ana iya gabatar da buƙatar rance da gudanar da bincikensa cikin sauri da sauƙi, lamarin da ke kawo ƙarin jin daɗi ga masu amfani.
Sabbin madadin bashi ga masu cin gajiyar shirin
Karanta kuma: Cire kuɗin Bolsa Família ba tare da takardu ba ya girgiza ’yan Brazil
Baya ga rancen da aka keɓe wa waɗanda suka yi rajista a Bolsa Família, Caixa Tem kuma yana samar da wasu zaɓuɓɓukan bashi masu sauƙi. Ɗaya daga cikinsu shi ne bashin cirewa kai tsaye daga fa’ida, wanda ke ba wa masu cin gajiyar damar ware har zuwa kashi 5% na jimillar fa’idar, tare da iyakar kuɗin ruwa na kashi 2,5%. Ana iya aiwatar da wannan tsari ta manhajar Caixa Tem ko kuma kai tsaye a wani reshe na Caixa.
Wani zaɓi kuma shi ne SIM Digital, wani tsarin bashi da ke da alaƙa da Shirin Sauƙaƙe Ƙaramin Bashi na Dijital ga ’Yan Kasuwa. Wannan hanya tana ba wa mutane da kamfanoni damar neman rancen da bai wuce R$ 3.000 ba, wanda aka nufa ga mutanen da ke son fara sana’a da kuma ƙananan ’yan kasuwa masu zaman kansu (MEIs).
Kada ku karɓi rance ba tare da bin waɗannan matakan kariya ba
Yana da matuƙar muhimmanci a tuna cewa, duk da samuwar waɗannan zaɓuɓɓukan bashi, wajibi ne a tantance sharuɗɗa da kuɗaɗen da ke tattare da su kafin a karɓi kowane rance. Kyakkyawan tsari na kuɗi da kuma zurfafa tantance buƙatun mutum suna da muhimmanci don guje wa cunkuson bashi da ya wuce kima.
Wani muhimmin batu da ya kamata ku tantance shi ne alaƙar da ke tsakanin kuɗaɗen biyan rancen da kuɗin shigar ku na wata-wata. Ana ba da shawarar cewa wajibcin biyan rance da basussuka kada ya wuce kashi 30% na kuɗin shigar ku, domin guje wa ɗora wa kuɗin ku nauyi da kuma guje wa matsalolin taruwar bashi a nan gaba.
