Masu amfana da CadÚnico sun yi mamakin sakin sabon lamuni

Gwamnatin Tarayya ta ba da damar samun lamunin cirewa kai tsaye daga albashi ga waɗanda aka yi wa rajista a CadÚnico. Ku fahimci yadda zai kasance!

Ta hanyar CadÚnico (Rajistar Gwamnatin Tarayya ta Musamman don Fa'idodin Jama'a), an buɗe sabon layin bashi ga waɗanda aka yi wa rajista, abin mamaki ga dukkan ƴan Brazil. An yanke wannan shawarar ne domin samar da tallafin kuɗi ga iyalan da ke cikin mawuyacin yanayin tattalin arziki da zamantakewa.

A shekarar da ta gabata, an ba da lamunin cirewa kai tsaye daga albashi ga waɗanda ke cikin Bolsa Família, wanda daga baya aka soke saboda babban haɗarin kuɗi ga masu amfana.

Sai dai sabon shirin gwamnati ya fi mayar da hankali kan amfanar tsofaffi masu shekaru 65 zuwa sama da kuma masu nakasa, tare da yin alkawarin ingantattun sharuddan kwangila da ƙananan kuɗin ruwa.

A ƙasa, ku ƙara fahimtar sabuwar hanyar bashi kuma ku ga wa zai iya nema da yadda ake neman sa.

Gwamnati ta saki sabon lamunin cirewa kai tsaye daga albashi ga waɗanda aka yi wa rajista a CadÚnico

Sabon sabon da aka fitar ga waɗanda suka yi rajista a CadÚnico an yi niyya ne don amfanar masu karɓar Benefício de Prestação Continuada (BPC). Don haka, dole ne a karɓi BPC kuma a sabunta rajistar Cadastro Único domin neman rancen.

Rancen da ake cirewa kai tsaye daga albashi wani nau’in bashi ne da aka ƙirƙira tun asali domin ’yan fansho da masu karɓar fanshon INSS, yana ba da ƙananan kuɗin ruwa idan aka kwatanta da sauran nau’o’i.

Sai dai, sabuwar Medida Provisória (MP) da ta sauya ƙa’idojin Bolsa Família kwanan nan ta samu amincewa a Majalisar Dattawa. Baya ga sauye-sauyen da aka yi a babban shirin rabon kuɗin shiga na Brazil, rubutun ya kuma ba masu karɓar BPC damar neman rancen.

A aikace, masu karɓar tallafin za su nemi bashin ne a banki ko wata cibiyar kuɗi, sannan a haɗa shi da tallafinsu. Wannan yana nufin za a cire kason bashin kai tsaye daga takardar biyan kuɗin mai karɓar tallafin.

Dokokin neman rancen da ake cirewa kai tsaye daga tallafin BPC

Waɗanda ke son neman rancen da ake cirewa kai tsaye daga BPC ya kamata su kula da ƙa’idojin nema. Bisa ga sabuwar MP, masu cin gajiyar shirin za su iya ware har zuwa kashi 35% na kuɗin da suke karɓa kowane wata, inda kashi 30% zai kasance don biyan kaso-kason rancen, sannan kashi 5% don kashe-kashe da katin kiredit da ake cirewa kai tsaye.

Don neman kuɗin, masu cin gajiyar shirin dole ne su tuntubi banki ko wata cibiyar kuɗi su fara aiwatar da neman rance. Saboda haka, ya kamata su sanar da cewa suna son neman rancen da ake cirewa kai tsaye daga Benefício de Prestação Continuada (BPC).

A wannan yanayin, cibiyar za ta yi lissafin misali domin gabatar da sharuɗɗan, adadin da za a bayar, yawan kaso-kaso da adadin kowannensu, da kuma kuɗin ruwa. Idan mai cin gajiyar shirin ya amince, sai kawai ya sanya hannu kan kwangilar, kuma za a sanya kuɗin a cikin asusun bankinsa nan ba da jimawa ba.

Yana da muhimmanci a tuna cewa har yanzu ba za a iya neman kuɗin ba, domin Majalisar Wakilai da Majalisar Dattawa sun amince da MP, amma har yanzu tana jiran amincewar Shugaban Jamhuriyar, wanda ake sa ran zai faru nan ba da jimawa ba.

Abubuwan lura yayin neman rancen da ake cirewa kai tsaye na CadÚnico

Manufar rancen da aka cire kai tsaye daga CadÚnico shi ne samar wa masu cin gajiyar shirin hanyar samun bashi mai sauƙi da abin dogaro. Ta wannan hanya, zai samar da ingantattun sharudda don hana masu ƙaramin hali neman taimakon kuɗi na yau da kullum, wanda ke da tsadar ruwa mai yawa.

Duk da haka, masu cin gajiyar CadÚnico ya kamata su kasance a faɗake yayin neman rancen da ake cirewa kai tsaye. Hakan kuwa saboda ba ƙarin kuɗin shiga ba ne, sai dai neman bashi ne da ya kamata a kula da shi cikin alhaki.

Saboda haka, waɗanda suka yi rajista ya kamata su sani cewa, yayin yin wannan buƙata, za a ware wani ɓangare na tallafin su na wata-wata, lamarin da zai haifar da ƙananan kaso-kaso har zuwa ƙarshen kwangilar.

Saboda haka, yana da matuƙar muhimmanci a gudanar da nazarin kuɗi don tantance ko wannan ita ce mafi kyawun zaɓi a yanzu da kuma ko za a iya ɗaukar nauyin alhakin cire kuɗin nan gaba.