Fógraí
Many people wonder whether having a bad credit record, that is, having restrictions on their CPF due to debts, can affect their receipt of Bolsa Família. This is a valid concern, considering the importance of this benefit to millions of Brazilian families. The good news is that, according to the programme’s rules, having a bad credit record does not prevent someone from receiving Bolsa Família. The programme focuses on assisting families living in poverty and extreme poverty, regardless of their registration status with credit protection agencies.
It is important to understand that Bolsa Família is an income transfer programme of the Federal Government. Its objective is to combat poverty and inequality in Brazil. Therefore, the criteria for participation in the programme are related to per capita family income and not to individuals’ credit status. This means that having debts or having one’s name registered with credit protection services, such as SPC and Serasa, is not a factor that influences eligibility for or continued receipt of the benefit.
Féach Tuilleadh: An féidir liom cúiteamh a fháil tar éis briseadh cumhachta?
Bolsa Família eligibility criteria
Chun a bheith incháilithe don Bolsa Família, ní mór don teaghlach a bheith i gcomhréir le critéir áirithe ioncaim. Meastar go bhfuil teaghlaigh a bhfuil ioncam per capita suas le R$ 89,00 acu i mbochtaineacht mhór. Maidir leo siúd a bhfuil ioncam idir R$ 89,01 agus R$ 178,00 in aghaidh an duine acu, ar choinníoll go bhfuil leanaí nó déagóirí idir 0 agus 17 mbliana d’aois acu, aicmítear iad mar theaghlaigh atá i mbochtaineacht. Seo iad na príomhchritéir chun an sochar a dheonú, agus ní staid chreidmheasa bhaill an teaghlaigh.
Cothabháil an tsochair agus gealltanais
Cé nach ndéanann staid chreidmheasa difear don incháilitheacht don Bolsa Família, tá sé tábhachtach na gealltanais a bhaineann leis an gclár a chomhlíonadh. Áirítear leis sin na leanaí a choinneáil ar scoil agus a chinntiú go bhfuil a vacsaínithe cothrom le dáta. Mura gcomhlíontar na coinníollacha seo, d’fhéadfadh an sochar a bheith curtha ar fionraí nó curtha ar ceal. Dá bhrí sin, ba cheart do theaghlaigh thairbhiúla a bheith aireach ar oibleagáidí an chláir chun leanúint den chúnamh a fháil.
Ní choisceann ainm a bheith salach ar theaghlach Bolsa Família a fháil. Díríonn an clár ar ioncam an teaghlaigh agus féachann sé le tacú leo siúd is mó a bhfuil gá acu leis, beag beann ar a staid airgeadais nó chreidmheasa.
