Fógraí
Beidh luach éagsúil ag gach fostaí sa FGTS; tuig conas a fhoirmítear é agus faigh amach conas é a sheiceáil.
Riarann Caixa Econômica Federal (CEF) cuntas an Chiste Ráthaíochta ar feadh Seirbhíse (FGTS), ina gcuirtear méideanna i dtaisce gach mí. Athraíonn an méid a chuirtear i dtaisce bunaithe ar thuarastal an fhostaí agus ar an gcineál conartha a síníodh.
Dá bhrí sin, cuirtear 2% dá dtuarastail chun sochair do phrintísigh i gcuntas an FGTS. Os a choinne sin, cuirtear 8% dá dtuarastal míosúil i dtaisce do ghnáth-oibrithe. Tá sé ríthábhachtach a thuiscint nach mbaintear an méid seo de do dhuillín pá.
Mar sin, má thuilleann printíseach R$ 1.320, fásfaidh a chuntas FGTS faoi R$ 26,40 in aghaidh na míosa. I gcás na bhfostaithe eile, beidh creidmheas R$ 105,60 don chiste ráthaíochta mar thoradh ar an tuarastal sin.
Déantar coigeartú airgeadais ar an méid sa FGTS
Léigh freisin: Bolsa Família: New loan options available through Caixa Tem
Is féidir leat iarmhéid an FGTS a sheiceáil trí fheidhmchlár atá ar fáil do Android agus iOS. Chun do mhéid carntha a thuiscint, is féidir le breathnú ar shamplaí a bheith soiléiritheach. Déanaimis machnamh ar thuarastal R$ 1.320.
During one year, an apprentice will have saved R$ 316.80, while the other employees will have accumulated R$ 1,267.20 in the fund. However, it is vital to recognise that there is an annual financial adjustment of 3%, known as the Reference Rate (TR).
Therefore, checking the balance is crucial to confirm the accuracy of the amount, considering the different maturities and the financial adjustment. And how can FGTS be used?
Possible uses of the Severance Indemnity Fund?
Léigh freisin: Faigh amach gach rud faoin Valores a Receber
The purpose of FGTS is to provide economic support to employees; therefore, there are specific occasions for withdrawals. For the most part, these withdrawals are for urgent circumstances, such as withdrawal for serious illnesses.
Withdrawals due to contract termination and calamity are also examples of these circumstances. In addition, options such as birthday withdrawal, withdrawals from inactive accounts with up to R$ 80 and retirement are available. In conclusion, the Severance Indemnity Fund also serves as a resource for housing loans coordinated by CEF.
