Fógraí
Tá an Ciste Ráthaíochta um Fad Seirbhíse (FGTS), ceann de na príomhshochair d’oibrithe na Brasaíle, ag dul trí athruithe suntasacha. Dá bhrí sin, de réir mar a théann an bhliain ar aghaidh, tagann nuacht thábhachtach chun cinn faoi na híocaíochtaí deiridh FGTS do ghrúpaí áirithe. Is tráth ríthábhachtach é seo, go háirithe dóibh siúd nach bhfuil aistarraingt FGTS déanta acu fós agus atá ag lorg ioncam breise ag deireadh na bliana.
Is ionann mí na Nollag agus an deis dheireanach do dhaoine a rugadh an mhí seo aistarraingt lá breithe FGTS a dhéanamh. Ceadaíonn an modh seo cuid den chiste a aistarraingt, idir 5% agus 50% den iarmhéid atá ar fáil, ag brath ar an méid iomlán sa chuntas. Dá bhrí sin, tá sé riachtanach a bheith ar an eolas faoi na spriocdhátaí fuascailte, toisc go bhfuil siad rialaithe go docht.
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Deis chun FGTS a aistarraingt
The FGTS represents a significant financial reserve for many workers, accumulated over their period of employment. Therefore, those eligible for the birthday withdrawal in December, specifically those born in this month, have the right to make the withdrawal. In addition, those born in October and November are still within the deadline to make their withdrawals, provided they have already opted for this scheme.
Conas an t-airgead a aistarraingt?
To make an FGTS withdrawal in December, it is crucial to understand the difference between the termination withdrawal and birthday withdrawal schemes. Thus, by opting for the birthday withdrawal, the worker chooses to withdraw part of the FGTS annually, but loses the right to withdraw the full amount in the event of dismissal without just cause, except for the 40% fine. The switch to this scheme must be made in the worker's birth month. In addition, workers also have the option of bringing forward the withdrawal through a loan, a scheme that allows them to bring forward up to three years of the amount available for withdrawal.
Tá an FGTS ag dul trí thréimhse thábhachtach aistrithe, agus na híocaíochtaí deiridh á bhfógairt do ghrúpaí sonracha. Ba cheart do na hoibrithe a bheith ar an eolas faoi na rialacha agus na spriocdhátaí chun nach gcaillfidís an deis luachmhar seo.