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Nubank, one of Brazil's most innovative fintechs, presents a practical solution for customers who want to increase their credit card limit. This new feature, called Nu Limite Garantido, offers a simple and effective way to expand purchasing power without the need for additional credit checks.
This method represents a significant advance in the way customers interact with their credit limits, providing more flexibility and control.
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Nubank feature is quite intuitive
Nu Limite Garantido works in a very intuitive way. Nubank Caixa customers customers can increase their credit card limit by investing in Nubank Caixinhas, an investment that yields 100% of the CDI.
Thus, the invested amount is automatically converted into additional credit card limit. This approach not only benefits users with more available credit, but also promotes a culture of investing by offering returns higher than those of a traditional savings account.
How does Nu Limite Garantido work?
To use Nu Limite Garantido, the process is simple and straightforward. Nubank customers should access the fintech’s app, available for Android and iOS, and follow a few basic steps. By selecting the “Credit Card” option and then “My limits,” users will find the option for Nu Limite Garantido. From there, it is possible to create a Caixinha and set the amount to be invested, which will immediately be reflected as additional credit limit on the card.
Feature benefits
The main benefit of Nu Limite Garantido is the flexibility it offers Nubank customers. Without the need to undergo additional credit checks, users can increase their credit limit quickly and conveniently.
In addition, the amount invested in Nubank Caixinhas is not locked in and can be redeemed at any time, with the funds available in the customer’s account within one business day. This feature represents an ideal balance between access to credit and smart financial management.
Image: Disclosure/ Nubank
