Using Caixa Tem for debit transactions at points of sale without having a card on hand

Advertisements

Caixa Tem is a feature-packed resource that allows customers to carry out various financial transactions. Learn more!

The Caixa Tem app, offered by Caixa Econômica Federal, was created to provide users with an easier way to access certain services. With this app, it is possible to carry out a range of monetary transactions, as well as use it as a debit card for purchases.

Advertisements

It is worth noting that social assistance benefits are also transferred through Caixa Tem. Bolsa Família, for example, is made available directly through this tool. Once the funds are made available, beneficiaries are free to manage them according to their individual needs.

The platform is available to all citizens. Brazilians who are beneficiaries of social programs are registered automatically. However, the digital account can be opened at any time.

Caixa Tem: making payments at the point of sale

Read also: Bolsa Família announces the introduction of debit cards to facilitate payments

With the account associated with Caixa Tem, users can easily make payments at point-of-sale terminals. There is even the possibility of completing the transaction without needing the physical card.

To carry out the operation without the card, simply state that the payment will be made via QR Code. Then, access the app (compatible with Android and iOS) and select the “Pay at Point of Sale” option. Next, point the phone’s camera at the code on the terminal screen and enter the password to complete the payment.

Virtual debit card

Read also: Digital Real: Governments Assess Changes to Benefit Payments. Find Out!

Those who use Caixa Tem can also enjoy the convenience of making online purchases using the virtual debit card. To do so, select “Virtual debit card”, choose which one will be used, and press “copy number”.

This way, the transaction proceeds as usual. Simply provide the card information when completing the purchase through the online platform or app. It is worth remembering that the security code is renewed with each use.




This website is an independent platform for informational and advertising content. We have no affiliation, partnership, representation, authorization, sponsorship, or official endorsement from any brand, company, institution, program, or service mentioned, unless expressly stated.

The information published is intended solely for informational purposes and may be changed, suspended, or removed at any time by the respective parties responsible. Although we strive to keep the content up to date and accurate, we do not guarantee its accuracy, currency, availability, or suitability for specific situations.

We do not make sales, process payments, grant credit, distribute benefits, deliver products, or directly participate in the contracting of any services advertised. Likewise, we do not guarantee approval, eligibility, receipt of benefits, prizes, products, discounts, or any specific result arising from the information presented.

This site may display advertisements, sponsored links, and affiliate content, for which we may receive compensation. Any financial compensation does not influence our obligation to inform and does not create any official relationship with the brands mentioned.

The user is responsible for directly verifying all information, rules, conditions, and requirements through the official channels of the companies and institutions before making any decision. We are not responsible for decisions made based on the published content or for any changes, unavailability, errors, or actions by third parties.

Rocket Media Tecnologia SA | CNPJ: 54.212.505/0001-49