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Caixa Tem is a feature-packed resource that allows customers to carry out various financial transactions. Learn more!
The Caixa Tem app, offered by Caixa Econômica Federal, was created to provide users with an easier way to access certain services. With this app, it is possible to carry out a range of monetary transactions, as well as use it as a debit card for purchases.
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It is worth noting that social assistance benefits are also transferred through Caixa Tem. Bolsa Família, for example, is made available directly through this tool. Once the funds are made available, beneficiaries are free to manage them according to their individual needs.
The platform is available to all citizens. Brazilians who are beneficiaries of social programs are registered automatically. However, the digital account can be opened at any time.
Caixa Tem: making payments at the point of sale
Read also: Bolsa Família announces the introduction of debit cards to facilitate payments
With the account associated with Caixa Tem, users can easily make payments at point-of-sale terminals. There is even the possibility of completing the transaction without needing the physical card.
To carry out the operation without the card, simply state that the payment will be made via QR Code. Then, access the app (compatible with Android and iOS) and select the “Pay at Point of Sale” option. Next, point the phone’s camera at the code on the terminal screen and enter the password to complete the payment.
Virtual debit card
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Those who use Caixa Tem can also enjoy the convenience of making online purchases using the virtual debit card. To do so, select “Virtual debit card”, choose which one will be used, and press “copy number”.
This way, the transaction proceeds as usual. Simply provide the card information when completing the purchase through the online platform or app. It is worth remembering that the security code is renewed with each use.