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The Senate is close to approving the return of DPVAT (Personal Injury Insurance Caused by Motor Vehicles on Land), a measure that could directly impact vehicle owners in Brazil. Let's understand more about this possible change and what it means for drivers.
DPVAT is a mandatory insurance which covers personal injuries caused by land motor vehicles to people being transported or not. It offers compensation in cases of death, permanent disability and medical and hospital expenses.
Mandatory insurance was abolished in 2021 and the matter is expected to be voted on in the Constitution and Justice Committee.
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The Return of DPVAT
The Senate is about to approve the return of DPVAT, after the proposal was approved in the Chamber of Deputies. This means that vehicle owners will have to pay mandatory insurance again.
In the morning, it was voted on by the Constitution and Justice Committee (CCJ) first thing in the morning, and in the afternoon it went to the plenary, thus unblocking the congress meeting that is scheduled to take place in the evening.
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“The Mandatory Insurance Project will be voted on, which must be approved in the plenary session here in the Senate and at 7 pm there will be a congressional session”, said Senator Jaques Wagner.
Impact of the return of DPVAT for Drivers
The return of DPVAT will have a direct impact on Brazilian drivers. Insurance is a guarantee of protection in the event of traffic accidents, offering financial support in very serious situations. However, the return of DPVAT also implies an additional cost for vehicle owners.
Despite the additional cost, DPVAT brings important benefits to society. It guarantees compensation in cases of traffic accidents, helping to cover medical and hospital expenses, as well as offering financial support to victims and their families during difficult times.
The main purpose of compulsory insurance is social protection, ensuring that victims of traffic accidents have access to medical care and financial support in situations of need. It is a way of promoting road safety and caring for those who are affected by this type of incident.
Discussions and Arguments
The return of DPVAT has been the subject of various discussions and arguments. While some defend the importance of insurance as a social protection measure, others question the high costs and effectiveness of the system.
According to government calculations, the approval of this project could bring forward additional credit of 15.7 billion this semester.
The debate involves issues such as transparency in management insurance resources and ways to improve its application.
Image: André Almeida
