Discover the monthly profitability by investing R$ 10,000 in Nubank's Caixa and optimize your financial growth.
Nubank, one of the leaders among Brazilian fintechs, offers an investment option called “Caixinha”. This option has been gaining popularity among investors looking for more profitable alternatives than the traditional savings account. However, how much can you earn by investing R$10,000 monthly in this alternative? Let’s explain this clearly and objectively.
The Nubank Caixinha acts as a RDB (Bank Deposit Receipt) that aligns with the CDI (Interbank Deposit Certificate), an index that usually closely follows the Selic, our basic interest rate. Currently, with the Selic at a high level, investments linked to the CDI, such as the Nubank Caixinha, benefit.
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What are the alternatives for applying for Nubank's Caixa?
Caixinha offers three investment options: RDB Imediato, RDB Diário and RDB Planejado. RDB Imediato allows withdrawals and movement of funds at any time. RDB Diário requires one business day for withdrawal, and RDB Planejado allows you to determine the date of withdrawal of the investment.
One of Nubank's strong points is its attractive profitability. With an index that aligns with the CDI, currently around 1.07% per month, an investment of R$ 10,000 per month can significantly increase your profits in the long term.
What is the profitability of Caixa do Banco?
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To determine your monthly profit, you must apply the percentage to the amount invested. Investing R$ 10,000, for example, would yield an estimated monthly profit of R$ 107. This implies that after one year, your monthly investment of R$ 10,000 would yield around R$ 1,365.
It is worth remembering that the Nubank Caixa guarantees coverage from the Credit Guarantee Fund (FGC) for amounts up to R$250,000 per CPF, offering increased security for your contributions.
In short, by investing R$10,000 monthly, you can make significant profits by taking advantage of current interest rates. However, it is vital to understand your investment profile and financial goals before deciding on any investment.
