Who can retire after just 15 years of contributions to the INSS?

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Many professionals can retire after contributing to the INSS for just 15 years. Are you part of this group?

Through the INSS, special retirement allows workers in occupations posing a high risk to their health to retire with just 15 years of contributions.

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This type of retirement takes into account the severe working conditions faced by these professionals, focusing on continuous exposure to health-harming elements. These elements may be physical, chemical, or biological in nature, and may cause short- or long-term health damage.

It is important to emphasize that the rules differ for those who were already contributing before 2019 and those who began contributing after the Social Security Reform. Read on to learn more.

Which professions can retire with 15 years of contributions?

Highly unhealthy occupations are those in which workers are exposed to conditions that may harm their health. This can occur due to various factors, such as toxins, biological agents, excessive noise, radiation, extreme heat, among others.

Workers involved in the extraction of minerals, such as valuable metals and industrial minerals, may be exposed to toxic gases and adverse conditions in the workplace. They exemplify professionals at high risk of unhealthy working conditions.

Consequently, workers in underground mines, rock drill operators, underground jackhammer operators, and cave workers are also on the list of professionals who may retire after 15 years of work in a hazardous activity.

High-risk special retirement before 2019

Those who had already been contributing before the 2019 pension reform could obtain retirement with just 15 years of contributions in a high-risk special activity. After that, age began to be taken into consideration.

Therefore, this group of professionals retires under the points rule. This system adds the worker's age to their contribution period. In this regard, professionals exposed to high health hazard risks need to reach 66 points.

In addition, professionals who began contributing after 2019 must be at least 55 years old at this risk level.




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