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Pix is a payment method that is already part of Brazilians' lives, as it is quick and simple to use. Therefore, the resource should undergo innovations very soon, as highlighted by Roberto Campos Neto, president of the Central Bank.
Among the novelties, the resource should replace the functions of credit cards. See below the details of this innovation and understand how it will work.
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Campos Neto spoke at a Band awards ceremony, where he stated that the Central Bank had new features for Pix. According to him, the Central Bank believes that Pix already performs some functions of a credit card, such as scheduling payments.
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This statement came at a time when the Central Bank is discussing abusive credit card interest rates. In other words, since the feature already has a scheduling function, allowing you to set the transaction time, the idea is to add the automatic debit function to Pix next year.
Pix without internet
Another new development is that next year Pix will be able to be used without an internet connection. Campos Neto stated that the feature has grown a lot in recent years, with adoption being faster than expected.
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In almost three years since its launch, Pix has reached the mark of 170 million transactions in one day. The president of the Central Bank also highlighted that despite the banks' fears, Pix does not represent a threat to institutions, since more than 6 million accounts have been opened since its launch.
Furthermore, he highlighted that the use of tool favored the financial sector in terms of competitiveness.
Campos Neto remains hopeful for the new developments involving the resource and highlights that Pix is “a piece of a much larger plan” and adds that “we have a very interesting path to follow”.
Image: Marcello Casal Jr/ Agência Brasil
