Holders of the Continuous Benefit Payment (BPC) now have excellent news: the possibility of obtaining an extra income at the end of the year. This opportunity comes as a relief, especially considering that the BPC, as a welfare benefit, does not include the 13th salary or survivor's pension. The news comes after a historic decision by the Supreme Federal Court (STF), which paves the way for BPC beneficiaries to access payroll loans.
This change represents a significant turnaround, since previously, since it was not a social security benefit, the BPC did not allow this type of financial transaction. Now, holders can apply for loans with a direct discount on the benefit, an especially useful alternative for the end of the year.
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How do I apply for a BPC payroll loan?
For those interested in taking advantage of this new possibility, the process is simple. Several banks, including large institutions such as Banco do Brasil, Itaú, Bradesco, Santander, C6 Bank and PicPay, are offering this type of loan. Holders of the BPC should contact one of these financial institutions to obtain more information and begin the application process.
Benefits and care
While this is a valuable opportunity for BPC beneficiaries, it is crucial to carefully consider the decision to take out a loan. The reduction in the monthly benefit amount can impact the budget, so it is essential to plan and consider all variables before committing to this option. However, for many, this can be a welcome solution to supplement income, especially during the holiday season.
The STF's decision to allow payroll loans for BPC holders opens up a new avenue of financial possibilities. It is a chance to obtain additional resources, but like any financial decision, it requires reflection and careful planning.
