The Federal Government recently announced a significant change in the social security legislation, allowing workers to benefit from retirement earlier.
Furthermore, this new feature promises to bring relief to many Brazilians who are looking forward to a break after years of contributions.
Below, we will detail how this new measure works and who can benefit from it.
Understanding the New Retirement Rule
The new early retirement rule, released by the Federal Government, has the main objective of making the conditions for accessing retirement more flexible.
However, this change is especially relevant in a context where many workers face physical and emotional difficulties that make continuing to work a challenge.
Criteria for Early Retirement
To qualify for early retirement, workers must meet certain criteria set by the government. These criteria include:
- Contribution Time: It is necessary to have a minimum contribution period to the INSS. For men, this period is 35 years, while for women, it is 30 years. This requirement has not changed in relation to the previous rules;
- Minimum Age: With the new rule, the minimum retirement age has also been adjusted. Men can retire from the age of 60 and women from the age of 57, as long as they have completed the minimum contribution period;
- Accumulated Points: There is a points system that combines age and contribution time. To retire early, men must reach 96 points and women, 86 points. Each year, these points increase progressively.
Impact on Workers in Strenuous Activities
One of the major innovations of the new rule is the recognition of activities considered strenuous. Workers who perform physically or mentally demanding tasks may have an additional reduction in the minimum age and the required contribution period.
Furthermore, this measure aims to recognize the accelerated wear and tear that such functions cause, allowing for a fairer retirement that is more in line with the reality of these workers.
Benefits of the New Rule
Early retirement brings a series of benefits to workers. The main ones include:
- Quality of Life: With the possibility of retiring earlier, workers can enjoy a better quality of life, dedicating more time to their families and personal interests;
- Reduction of Physical and Mental Wear and Tear: Early retirement can prevent health problems resulting from long periods of work in demanding roles;
- Rejuvenation of the Labor Market: By allowing older workers to retire, space is created for young people to enter the job market, bringing new ideas and energy.
How to Apply for Early Retirement
To apply for early retirement, workers must follow some important steps:
Verification of Requirements, First of all, it is essential to verify that all criteria regarding contribution time, age and accumulated points are met.
Necessary Documentation, Gather all documentation required by the INSS, such as proof of length of service, contributions, and personal documents.
Scheduling at INSS, Schedule an appointment at INSS, which can be done via the Meu INSS website or app, or by phone.
Analysis and Approval, After the request, the INSS will analyze the documents and requirements to approve or not the early retirement.
Final Considerations
The new early retirement rule is a welcome change for many Brazilian workers.
Therefore, by making access criteria more flexible, the Federal Government seeks to provide necessary relief for those who have contributed for many years and wish to enjoy a dignified retirement.
However, if you believe you meet the requirements, it is worth seeking more information and starting the process to guarantee your early retirement.
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