Minha Casa Minha Vida is a federal government program that aims to help the population, especially low-income people, to acquire their own home. Recently, a new development has benefited families even more: those who receive the BPC (Continuous Benefit Payment) and the Family Allowance is exempt from paying the installments.
This new development came about in the second half of the year and surprised many people. See below for more details and rules regarding the housing program.
See more: Who needs to pay IPTU?
Program Rules
Minha Casa Minha Vida is a federal government program that helps Brazilians achieve their dream of owning their own home. As mentioned earlier, the program recently underwent changes and began exempting Bolsa Família and BPC (Continuous Benefit) beneficiaries from paying installments.
Furthermore, another great novelty is that now more people will be able to access the benefit, as the government is studying the possibility of increasing the program's income range by up to R$12,000.
What are the income brackets for Minha Casa Minha Vida?
It is important to highlight that the income ranges of the housing program are divided into urban and rural:
Urban areas
- First band: monthly income of up to R$ 2,640;
- Second band: monthly income from R$ 2,640.01 to R$ 4,400
- Third band: monthly income from R$ 4,400.01 to R$ 8,000.
Rural areas
- First band: annual income of up to R$31,680;
- Second band: annual income from R$ 31,608.01 to R$ 52,800
- Third band: annual income from R$ 52,800 to R$ 96,000.
How do I register for My Home My Life?
The process may vary depending on each family's income bracket. In the case of Bracket 1, people must access the government's housing plan to register, which can be done at city halls.
In the case of bands 1 and 2, the interested party must look for an organizing entity that participates in Minha Casa Minha Vida. In addition, contacting Caixa Econômica Federal is also an option.
Image: Joédson Alves/ Agência Brasil
