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Retirement for MEI is a relevant issue, especially with the social security changes planned for 2024. Starting next year, MEIs will have expanded access to retirement, guaranteed by the National Institute of Social Security (INSS).
To qualify for this benefit, MEIs must meet certain criteria related to age and contribution time. These changes make formalizing as an MEI even more attractive, offering not only business advantages, but also social security.
To ensure the right to retirement, MEIs must keep their monthly contributions up to date. The contribution is calculated as a percentage of the minimum wage and may vary according to changes in the minimum wage. These contributions are made through the Individual Microentrepreneur's Simple National Collection Document (DAS).
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Depending on the area of activity, ICMS and/or ISS may also be charged. Maintaining regularity in contributions and complying with tax obligations are fundamental steps for MEIs to be able to enjoy the benefits of retirement.
See More: How do I know if I will get an income tax refund?
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MEI retirement requirements
The requirements for MEI retirement include a minimum age and time of contribution to the INSS. In addition, MEIs can apply for the Permanent Disability Benefit, known as disability retirement, as long as they prove the limitation that prevents them from carrying out professional activities. To do so, a minimum contribution period of 12 months is required.
Social security contributions and benefits for MEIs
MEIs must be aware of their monthly contributions to the INSS, made through the DAS. Therefore, the contribution rate is 5% on the minimum wage, subject to adjustments. The correct and regular payment of these contributions is essential to guarantee access to retirement and other social security benefits. With the changes planned for 2024, it is expected that further improvements will be applied to the MEI category, making formalization even more beneficial.
In short, MEIs are entitled to retirement, as long as they meet the age and contribution requirements and are up to date with their tax obligations. The changes planned for 2024 expand these benefits, reinforcing the importance of formalization and regularity in contributions.
