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Caixa Econômica Federal offers special terms for workers with a balance in the FGTS. Find out what this means!
Caixa Econômica Federal created the “Tudo em dia Caixa” campaign, aiming to allow customers to restructure their debts with the bank. In this context, the bank offers special terms for those who have a balance in the FGTS.
This campaign targets the commercial obligations of Caixa customers, both individuals and legal entities, related to a variety of loans and financing. Thus, the bank grants discounts of up to 90% and favorable terms for those who wish to settle their outstanding debts.
For example, individuals can provide 10% of the amount as a down payment and divide the remainder into up to 96 installments. On the other hand, entities can consolidate multiple contracts into one, with better terms and an extended payment period.
Caixa allows the use of the FGTS balance to cover up to 80% of a loan installment
For those who have housing debts with Caixa, the bank offers a special condition for those who have a balance in their FGTS. Thus, those who hold these funds can use them to pay up to 80% of the monthly installment.
In this case, the customer can use this balance to cover up to 6 overdue installments. In addition, they can also add the contract expenses to the loan balance, simplifying payment.
For those who are in default due to a Caixa housing loan, the bank guarantees the removal of their name from the list of debtors within 5 business days after payment of the first installment under the debt renegotiation agreement.
How to take part in the campaign?
To take advantage of Caixa Econômica's special terms, such as using the FGTS balance, customers can access the bank's digital channels. See the contact options:
- Official website;
- Cartões Caixa app;
- WhatsApp;
- Adimplência Truck;
- Caixa branches;
- Lottery outlets (for debts of up to R$ 5,000);
- By calling 0800 104 0 104.
