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This Thursday (28), the federal government, through the Official Gazette of the Union, announced the extension of the Desenrola Brasil program, a measure aimed at facilitating debt renegotiation for individuals in default.
Desenrola Brasil is divided into tiers, with Tier 1 specifically intended for people earning up to two minimum wages or who are registered with the Single Registry for Social Programs of the Federal Government (CadÚnico), with debts not exceeding R$ 20,000.
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Therefore, the announced extension focuses specifically on this tier, expanding opportunities for many Brazilians to negotiate their outstanding debts under more affordable conditions. See more details!
Benefits of Desenrola Brasil
Therefore, the benefits for those who join Desenrola Brasil are numerous. In this way, debt renegotiation can be carried out with significant discounts, which in some cases reach 96%, and can be paid upfront or in installments with no down payment, over terms of up to 60 months.
Thus, since the beginning of the year, the government has been working to expand access to Desenrola Brasil. As a result, the initiative has already benefited around 14 million people, enabling the renegotiation of approximately R$ 50 billion in debt.
This year, the Ministry of Finance partnered with platforms of financial institutions and companies such as Serasa and the Post Office, further facilitating the renegotiation process for citizens, who can now access the program even at a post office branch.
How to take advantage of the opportunity
Finally, to take advantage of the opportunity and renegotiate your debts through Desenrola, you must meet the following requirements:
to renegotiate debts through the program, you must meet the following requirements:
- Have an income of up to two minimum wages (R$ 2.824); or
- Be registered with CadÚnico.
In addition, you must be in one of the following situations:
- Have become delinquent between January 2019 and December 2022;
- Debts must have been active until June 27, 2023.
Finally, to take advantage of the program's benefits, simply access the government website and follow the indicated steps.
Image: Press Release
