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Many Brazilians dream of having access to credit quickly and without bureaucracy. Now, this reality is closer thanks to the digital bank PicPay. This is because the digital bank is offering a unique opportunity: loans of up to R$150,000 with immediate withdrawals.
But, as always, there are criteria that customers must still meet. So, check out what the requirements are and who can receive the money.
Who can benefit from this bank offer?
PicPay highlights that credit secured by a vehicle can be an excellent alternative for those who want to pay off debts, carry out personal projects or even deal with emergency situations. To have access to the amount of up to R$150,000, the customer must own a vehicle up to 15 years old, which can be sold for up to R$901,000.
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In addition, interest rates start at 1.49% per month, and after signing the contract, the customer has the flexibility to pay the first installment in up to 60 days.
How do I request credit with vehicle collateral on PicPay?
For those interested, the process is simple and can be done directly through the PicPay app. Simply access the “Loans” tab, select the “Use your car as collateral” option, fill in the requested information about the vehicle and personal details, and set the desired loan amount.
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After this step, Creditas, a partner of PicPay in this modality, you will be contacted to finalize the contract. This way, once approved, the digital bank can release up to R$150 thousand immediately.
With this initiative, PicPay reinforces its position in the digital financial market, offering practical and advantageous solutions to its customers. Therefore, if you fit the criteria and need credit, this could be the time to take advantage of it to get some financial breathing room!
Image: Pixabay
