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Understand the concept of the BPC and assess whether you meet the necessary criteria to apply for the benefit. Learn about the two key conditions!
The Continuous Cash Benefit (BPC) is an assistance benefit guaranteed by the Organic Law on Social Assistance (LOAS), with the aim of ensuring a minimum income for vulnerable segments of the population.
Unlike retirement, the BPC does not require prior contributions to the INSS. However, there are key conditions for obtaining the benefit. Curious to know what they are? Keep reading!
What characterizes the BPC?
The BPC is intended for individuals facing situations of social vulnerability, such as people aged 65 and over and people with physical or mental disabilities, regardless of age. To qualify, applicants must demonstrate limitations that hinder full participation in society.
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In addition, it is crucial to emphasize that no prior contribution to Social Security is required to apply for this assistance benefit. The benefit is equivalent to 1 current minimum wage. In 2023, this amount corresponds to R$ 1320.00.
The BPC beneficiary may engage in paid work. However, this situation may result in the suspension of the benefit during the work period. In addition, the BPC cannot be combined with other social security benefits, and a single individual cannot apply for the benefit more than once.
Single Registry: an essential step
To qualify for the BPC, one of the essential requirements is to register with the Single Registry (CadÚnico). Registration is carried out at the Social Assistance Reference Center (CRAS) or at the local city hall. During registration, it is mandatory to provide the CPF of all family members, including children and adolescents.
If the benefit is blocked, it is essential to contact the INSS and regularize the situation in CadÚnico within 30 days.
Per capita income
One of the requirements to access the BPC is that the monthly family income per person (per capita) be equal to or less than 1/4 of the current minimum wage. To calculate the per capita income, divide the total family income by the number of family members.
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In 2023, each family member must receive a maximum of R$ 330.00 per month, that is, the sum of the family's income divided by the number of members must be equal to or less than this amount.