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The platform of Desenrola Brasil, a program aimed at combating default in Brazil, was launched on Monday (9). Thus, people with an income of up to two minimum wages or who are part of the CadÚnico and owe up to R$ 5,000 will be able to negotiate their debts.
Another new feature is that the platform includes a financial education tool, the Meu Bolso em Dia Febraban Platform. So, see below all the details of this new feature!
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Meu Bolso em Dia
As mentioned before, this tool is available on the Desenrola Brasil platform, through which consumers can find free informational content about finances, such as:
- Courses;
- Simulations;
- Learning paths;
In addition, there is the I-SFB (Brazilian Financial Health Index), which shows how it is possible to conduct an individual analysis to create strategies for balancing finances. Therefore, anyone who wants to access the content only needs to enter the Desenrola Brasil platform.
It is worth highlighting that the main idea behind this new initiative is to bring financial education content to the indebted segment of the population. Therefore, financial educators produced the content, divided into:
- Financial planning;
- Creating savings;
- Debt solutions;
- Savings;
- Relationship with money;
- Investments.
The content is available in accessible language, to reach all audiences.
Stages of Desenrola Brasil
The Desenrola Brasil program has 3 different stages, check them out:
- Removal of negative credit records for small-value debts: the first phase of the program, which covered people who had bank debts of up to R$ 100;
- The second phase was the renegotiation of debts for people with incomes of up to R$ 20 thousand
- The third stage, which we are currently in, covers Brazilians with incomes of up to two minimum wages or those registered with CadÚnico and with debts of up to R$ 5 thousand.
To access the platform, the user must have gold or silver certification levels, as well as updated registration data.
Image: Jeane de Oliveira / Pronatec