How can I avoid having my INSS benefit blocked?

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Keeping your INSS benefit up to date is essential to ensure financial security, especially for retirees and people who are unable to work. The National Institute of Social Security (INSS) plays a vital role in the Brazilian social security system, providing financial support in times of vulnerability. To avoid having your benefit blocked, it is crucial to understand and comply with the obligations established by the INSS, such as providing annual proof of life. Many beneficiaries face the risk of having their payments suspended for failing to meet this requirement.

Proof of life is a mandatory procedure that aims to confirm the existence of the beneficiary, ensuring the continuity of benefit payments. Traditionally, this verification was carried out in person at bank branches. However, with technological advances, there are now more convenient and accessible methods for carrying out proof of life, including digital options.

See More: How do I provide proof of life to the INSS?

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Importance of proof of life

Proof of life is important to keep your benefit from the INSS. It serves to prove that the beneficiary is alive and, therefore, able to continue receiving the benefit. Failure to comply with this annual obligation may result in the temporary blocking and, eventually, the definitive cancellation of the benefit. Therefore, it is vital to be aware of the deadlines and provide proof of life within the established period.

Methods for performing proof of life

INSS beneficiaries can provide proof of life in several ways, including:

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  1. In person at the Bank: The traditional method, carried out in bank branches.
  2. Digital Proof of Life: A newer option that allows the procedure to be performed using electronic devices, such as smartphones.
  3. Legal Representatives or Attorneys: For those who cannot perform the proof of life by themselves.

It is important to check with your bank or the INSS about the specific deadlines for your situation and choose the method that is most convenient for you. Therefore, remember that keeping your INSS benefit active is vital to ensuring your financial security. Avoiding having your benefit blocked is more than a bureaucratic requirement; it is an essential action to ensure the continuity of your financial support.