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Beneficiaries may enjoy benefits. According to a recent publication by the Ministry of Cities on September 28, Bolsa Família beneficiaries will be entitled to exemption from payments under the Minha Casa, Minha Vida program. Therefore, this announcement implies that certain citizens will be exempt from paying the installments on properties acquired through the aforementioned program, specifically beneficiaries of:
- Bolsa Família;
- BPC (Continuous Cash Benefit).
However, this measure applies only to contracts entered into with resources from the Residential Leasing Fund (FAR), associated with the Social Development Fund (FDS), and also to the National Rural Housing Program (PNHR).
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Read also:BOLSA FAMÍLIA Advance Payment in October: Check the Beneficiaries!
Previously, the rule for those classified in benefit tier 1 required the family to pay a reduced percentage of the total value of the financed property. This applied to families with a gross monthly income of up to R$ 2,640.
In certain cases, the Federal Government covered up to 95% of the amount through subsidies, leaving the family to pay off the remaining 5%.
Now, Caixa Econômica Federal, responsible for implementing the initiative, must adapt to the new rules within 30 days.
“After this period, payments for existing contracts covered by the exemption rules will be suspended,” emphasized the Ministry of Cities.
At the beginning of the year, Minister Jader Filho revealed that possibilities for exempting Bolsa Família and BPC beneficiaries from payment were being analyzed.
Additional Government Changes
In addition to the exemption for Bolsa Família and BPC beneficiaries, the new rule also reduces the number of installments for settling the contract from 120 to 60 months for units acquired through the National Urban Housing Program (PNHU).
Additionally, the ordinance established a maximum monthly installment amount for families purchasing properties through Minha Casa, Minha Vida, using resources from FAR, FDS and PNHR.
For families with a gross income of up to R$ 1,320, the monthly installment will be 10% of the family income, with a minimum installment of R$ 80; For those with a gross income from R$ 1,320.01 to R$ 4,400, it will be 15% of the family income, with R$ 66 deducted from the amount.
Finally, it is crucial to note that, in cases of late payment, the interest rate applied will be 1% per month.
About Minha Casa, Minha Vida
The government launched the housing program in 2009 to expand access to housing and boost the real estate sector in Brasil. In 2020, the Casa Verde e Amarela program replaced it, but it returned in 2023.
The current objective of the government of President Luiz Inácio Lula da Silva is to finance 2 million homes over the next four years, with 555 thousand by the end of this year.
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Bolsa Família participants can now settle their payments.
Upcoming Bolsa Família Payments
On Friday, September 29, Bolsa Família completed its payments for the month.
The Ministry of Social Development released the October schedule, and deposits are expected to take place between October 18 and 31, according to the last digit of each beneficiary's NIS.
Bolsa Família amounts
Read also:Is it possible to recover Bolsa Família after a previous cancellation?
Currently, Bolsa Família offers six distinct benefits, varying according to each beneficiary's circumstances, including:
- Citizenship Income Benefit (BRC): R$ 142 per family member;
- Complementary Benefit (BCO): additional amounts for families whose benefits do not reach R$ 600;
- And others related to early childhood, family variables, and nursing mothers, with specific amounts and conditions.
To qualify, families must be registered in the Single Registry and have a monthly per capita income of up to R$ 218, also meeting the conditionalities established by the government, such as school attendance, prenatal care, vaccination, among others.
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