Since October 9th, Desenrola Brasil has started a new phase of the debt renegotiation project. Thus, since then, the official platform has been available to Brazilians for the negotiation of debts of up to R$$ 5,000.
The average discount at this stage of the program reached 83%, and could reach up to 96% depending on the case. Therefore, see below for more details about this new feature!
Who can participate in Desenrola Brasil?
Desenrola Brasil can be a resource for all Brazilians with a monthly income of up to two minimum wages, that is, R$ 2,640, or registered with the CadÚnico. Therefore, around 32 million people will be able to renegotiate their debts.
The program prioritizes debts of up to R$1,000, whether bank-related or not, between January 1, 2019 and December 31, 2022. So, if you are part of the group, don't waste time!
It is worth noting that it is necessary to have a silver or gold gov.br account to negotiate a debt. This measure aims to guarantee people's security.
Program payment conditions
Debts ranging from R$$ 5,000 to R$$ 20,000 must be paid in full, as they are not guaranteed by the National Treasury through the FGP (Operations Guarantee Fund).
As stated before, the average discount value for debts in general was R$ 421, but debts of up to R$ 5 thousand have an average value of R$ 259.
In the latter case, the consumer can also pay the amount in up to 60 installments with interest of 1.99% per month. In other words, a great opportunity to clear your name.
Even the highest debts, between R$ 5 thousand and R$ 20 thousand, have a great average discount value, reaching R$ 1,386.
Therefore, the payment options, in general, are:
- Pix;
- Bank slip;
- Current account debit;
- Pay directly on the program platform.
It is worth noting that the consumer needs to assess whether or not there will be the possibility of installment payments.
Marcello Casal Jr/ Brazil Agency
