Real Estate Investment Funds (FIIs) are an attractive strategy for those seeking passive income, without the need for active work. These funds, which invest in various types of real estate or related assets, have the potential to offer regular returns in the form of dividends. For those who want to achieve a monthly income and receive an additional R$1,000, a investment initial around R$ 134 thousand, given an average annual return of 8.94% – a calculation that also takes into account the advantage of Income Tax exemption on certain income from FIIs.
Evaluating risks and returns of different types of FIIs
However, it is essential to understand that FIIs returns are not fixed and can vary significantly. A key point in this variation is the difference between “paper funds” and “brick funds”. The former invest in real estate receivables and can offer high returns, as demonstrated by FII KNCR11, with its impressive 13,64% annual return. However, they come with corresponding volatility and risks. On the other hand, brick funds, which invest in physical properties and earn through rentals, can provide a more predictable income, although possibly with lower returns.
Strategies for receiving R$1,000 monthly and precautions to consider
Achieving a monthly income of R$1,000 requires strategy and an understanding of the amount needed to invest in each FII. While a fund like KNCR11 may require an investment of around R$87,977, others may require a much larger investment. The general rule that higher returns may imply higher risks applies strongly here. Therefore, investors should proceed with caution, armed with a thorough analysis of the funds and, ideally, advice from financial experts. Remembering that past performance is no guarantee of future results, and the value of investments can both rise and fall, it is crucial to enter the world of FIIs with a clear view of the potential risks and rewards.
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