The approval of retirement at age 55, based on the complementary bill 42, in the Labor Committee of the Chamber of Deputies, last week, brought significant changes in relation to special retirement.
This measure reduced the minimum age provided for in the Pension Reform for granting this benefit, specifically for those workers exposed to chemical, physical and biological agents that are harmful to health.
However, it is important to highlight that this is just one stage of the process and that the project still needs to be analyzed by other committees, such as the Social Security and Social Welfare committees, before moving on to a plenary vote.
Who is entitled to retirement at age 55?
Retirement at age 55, also called special retirement, is an exclusive benefit intended for workers exposed to risky or unhealthy working conditions.
It allows these professionals to retire before completing their traditional working time, which varies according to the degree of exposure to risks.
Criteria for benefiting from special retirement
To obtain this benefit, it is necessary to prove, through documentation, that you worked under exposure to harmful agents for a period of 15, 20 or 25 years of contribution, depending on the case.
Currently, special retirement provides for minimum ages to request the benefit that vary from 55 to 60 years, depending on the time of exposure to risky work.
With the new legislation, retirement at 55 years of age would become an option for those who wish to reduce their working hours earlier.
This change is the result of adaptations in social security policies, the objective of which is to balance the needs of citizens with the financial sustainability of the system.
Seek professional advice before beginning the process of retiring at age 55
However, it is essential to carry out a careful analysis before opting to retire at 55.
It is advisable that the worker seeks advice from professionals in the social security area or specialized lawyers, so that they can offer personalized guidance and ensure that their choices are informed and meet their needs. life expectations after retirement.
It is important to consider aspects such as future income needs, possible activities during retirement and general health, to ensure that the choice is the right one and made at the right time.
If you're approaching 55, now is the perfect time to start evaluating your options and making informed decisions for a secure future.
Special Retirement Simulator
To help those interested in special retirement, there are simulation programs available on the website My INSS, which help you plan your transition appropriately by providing estimates of retirement income based on contributions made and time worked.
In short, the approval of complementary bill 42 in the Labor Committee of the Chamber of Deputies was an important step towards the possibility of retiring at 55 years of age.
However, it is necessary to wait for the analysis in other committees and the vote in plenary. In the meantime, it is essential to seek specialized information and guidance to make the right decision regarding the ideal time for retirement.
Image: Canva
