Nubank currently stands out as a widely used digital bank, offering its customers the advantage of fast card approval and a highly interactive app, among other facilities. These benefits extend not only to individuals, but also to those who have a CNPJ, allowing the latter to take advantage of several advantages.
In the same spirit that characterizes its other cards, Nubank's PJ card is exempt from annual fees, making it an attractive option. Continue reading to better understand how this segment of Nubank operates and clarify any doubts you may have!
See more: Who is entitled to Bolsa do Povo?
How does the Nubank PJ card work?
It is important to highlight that the PJ account was created in 2019 and has since been improved by the bank. Therefore, today the card has debit and credit functions and, like other cards, does not have an annual fee.
Another detail is that with this card, customers can access the Mastercard Surpreenda platform and accumulate points to convert into other benefits. There are even more benefits, such as a customizable name on the front of the card and the possibility of having multiple virtual cards.
The benefits don't stop there, see more advantages of this segment:
- Withdrawals from the Banco24Horas and Saque e Pague networks, both with a fee of R$ 6.50;
- Access the main digital wallets on the market such as Apple Pay, Google Pay and Samsung Pay;
- Contactless payments;
- Access to Mastercard Surpreenda Empresas.
How do I apply for a PJ credit card?
Requesting this tool is simple, but first you need to have a PJ card with a debit function. So, if you already have the credit function available, the option “Request credit function” will appear in your application.
If the option doesn't appear for you, don't despair, it's common for Nubank to release functions gradually, so just wait a little until the opportunity arrives in your app.
Who can access this card?
The debit card is available to all Nubank PJ Account customers, but the credit function requires a regular review by the bank. Therefore, the digital bank's credit card is for MEIs.
Additionally, the user must have a Nubank personal credit card that is not blocked to request a PJ card.
Image: Disclosure/Nubank
