Desenrola Brasil: how to renegotiate your debt?

Desenrola Brasil is a federal government program that was created to help Brazilians get out of debt. The program has been in effect since the middle of last year and many people have already benefited and paid off their debts with discounts. 

So, see below how to pay off your debt and check out all the details about the federal government program.

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How do I pay off my debt?

Payment methods may vary depending on the amount owed by each person. Therefore, for those who have debts of up to R$5,000, there is the opportunity to pay in installments, as long as the installments are not less than R$50.

Another relevant aspect is that the first installment of the renegotiation is due 30 days after signing the contract.

See the other payment options made available by the platform for Brazilians:

  • Current account debit;
  • Issuance of bank slip by email;
  • Use of Pix for those who choose to pay in cash.

Benefits and impact of the program

The program not only offers a chance to “clear one’s name”, but also promotes financial education and encourages economic planning. Debts of up to R$1,000,000 are eligible for negotiation, with substantial discounts available to those who meet the established criteria. 

Thus, people who earn up to two minimum wages or are registered with CadÚnico can also benefit from this initiative. So far, Desenrola Brasil has negotiated more than R$32 billion in debt, helping millions of Brazilians regain control of their finances.

Unroll Brazil will last longer 

To the joy of many, the federal government will extend the deadline for Desenrola Brasil for another three months. Thus, the program that was due to end on December 31, 2023 should be extended until the first months of 2024. 

Thus, the Secretary of Economic Reforms at the Ministry of Finance, Marcos Barbosa Pinto, highlighted that the government will send a provisional measure to the National Congress to change the period of the debt renegotiation program. 

Image: Marcello Casal Jr/Agência Brasil