Getting a mortgage can be a big step towards realizing your dream of owning your own home. Banco do Brasil offers flexible options to make this process easier. First of all, it is crucial to understand how BB mortgage financing works. This article will guide you along the way, showing you the step-by-step process for applying for your loan.
Banco do Brasil offers financing for properties with values between R$20,000 and R$5 million. The repayment term can be extended to 420 months, providing greater flexibility in financial planning. In addition, it is possible to use FGTS to pay off the debt, reduce the value of the installments or even cover up to R$801 of the value of each installment. These conditions make financing more accessible and adaptable to the needs of each client.
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Documentation required to obtain financing
To start the financing process, it is essential to prepare the documentation. Therefore, three basic documents are required: personal identification, proof of income and documents for the desired property. This step is crucial to speed up the process and avoid setbacks.
Application process
The application process for the financing Real estate transactions at Banco do Brasil are simplified and can be initiated via the BB app, available for Android and iOS. Therefore, the average time from sending the proposal to releasing the contract is approximately 18 days. This demonstrates BB’s efficiency and speed in meeting its customers’ financing needs.
Applying for a mortgage loan from Banco do Brasil is a straightforward and easy process. With flexible terms and the possibility of using FGTS, it becomes a viable option for many Brazilians who dream of owning their own home. Therefore, remember to prepare the necessary documentation and use the bank's app to start your application. With this information, you are ready to take the first step towards your new home.
