Nubank's Caixas are widely recognized by the digital bank's customers, allowing them to customize their investments. Initially, the tool was mistakenly associated with a form of savings, but Nubank clarified that the main objective of Caixas is to promote investments.
This way, customers have the flexibility to create multiple boxes and invest in the Nu Reserva Imediata fund.
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Nubank boxes
With just R$ 1 you can invest money in Caixas and establish a main goal and any bank customer can use the tool.
The Nubank app itself suggests some themes to make the user's life easier, but you can create your own personalized boxes. Check out some of the options available in the app:
- Focus on career;
- Take a trip;
- Emergency reserve;
- Renovate the house;
- My dream purchase.
Also, it is worth remembering that there is no maximum number of boxes, that is, you can create as many as you want. After creating the box, just choose the name and a photo to identify each one.
Performance
As mentioned previously, the focus of the Nubank Cashiers is on investments, and therefore, the gain from this tool is linked to the type of investment chosen by the client. The RDB Diário, for example, offers a return of 100% of the CDI rate, being a fixed income option with daily liquidity and the possibility of redemption within one business day after deposit.
In addition, there are other alternatives, such as the Planned RDB, which combines the advantages of different investment options and allows the user to choose when to redeem the funds. The Immediate RDB, in turn, allows redemption at any time.
Therefore, it is up to the user to choose the option that best suits their needs, remembering that the longer the investment period, the greater the financial return.
Image: Agência Brasil
