Individual Microentrepreneurs (MEI) in Brazil now have a valuable opportunity to boost their businesses. The National Bank for Economic and Social Development (BNDES) is offering a loan of up to R$1,400,000, as well as a specific credit card for this category.
This initiative aims to strengthen the microentrepreneurship sector in the country, providing essential financial resources for the development and expansion of small businesses. Thus, with competitive interest rates, the program stands out as an attractive option for MEIs looking to invest in equipment, supplies or other business needs.
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Application process is simple
To access credit, MEIs must present a clear purpose for using the money, such as purchasing machinery or raw materials. The application process is simple and can be done online, facilitating access to financing.
The interest rate for the loan is directly with the operating agent, but cannot exceed 4% per month. The card BNDES, which is also an option for MEIs, has an interest rate that varies monthly, being at 1.52% per month in November 2023.
How to apply for the loan and card?
The process of applying for a BNDES loan and credit card for MEIs is accessible and practical. For the credit card, interested parties should access the BNDES Card Operations Portal. As for the loan, it is possible to apply through the MPME Channel.
Both processes are carried out online, offering convenience and speed for microentrepreneurs. Thus, this ease of access is a major differentiator, allowing MEIs from all over Brazil to take advantage of this financing opportunity.
Benefits of the program for MEI
In addition to access to credit, the BNDES program for MEIs brings a series of benefits. It enables the acquisition of equipment and supplies, contributing to improving the quality and production capacity of small businesses. This not only strengthens the individual entrepreneur, but also stimulates the local and national economy.
Thus, with interest rates below the market and the ease of online application, the program presents itself as an excellent opportunity for MEIs seeking to grow and establish themselves in the competitive market.
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