The 13th salary is a payment that Brazilians look forward to, since it is deposited into their accounts at the end of the year. So, in the midst of the end-of-year festivities, some extra money is very welcome. It is worth noting that this benefit is a right guaranteed by law to all workers with a formal employment contract.
Therefore, check below how the calculation of this benefit works and see the best way to use this money.
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How is the 13th salary calculated?
It is important to note that the calculation is based on dividing the total remuneration by 12. The result is then multiplied by the number of months worked. In addition, overtime, commissions and night shifts are also part of this calculation.
The basis for calculating the 13th salary is the gross amount of the payment, without deductions or advances. Workers who are dismissed for just cause are not entitled to receive the amount.
As mentioned before, the 13th salary is for workers with formal employment contracts, retirees and INSS pensioners can also receive it.
Use your 13th salary wisely
The 13th salary arrives at the end of the year festivities, so it is common for many people to spend it wildly. However, it is important to organize your finances so as not to be left in the lurch.
As difficult as it may be to save money At this time of year, planning is essential. So, make a list of what you will spend on parties, gifts and outings at the end of the year.
Cut unnecessary things from your budget and, if possible, try to split the cost of Christmas dinner with your family. Creating a Secret Santa is also a good way to save money when buying gifts for your family and friends.
Image: José Cruz/Agência Brasil
